Contact me for: Legal advice and representation regarding real estate, business, HOA , construction, and employment matters

Kelly G. Richardson is Co-Founder and Managing Partner of Richardson Harman Ober PC, a full-service law firm specializing in community association law, real estate, business and construction litigation, financial institution, and labor and employment law. In practice since 1983, Mr. Richardson is a veteran business trial lawyer who has established himself as a true leader in the field of homeowners association and real estate law.

Mr. Richardson serves as legal counsel for several Southern California area Associations of Realtors® and is a member of the Legal Affairs Forum and Housing Committee of the California Association of Realtors® (CAR). He is currently a Vice Chair of its Investment Housing Committee. He is a faculty member and contributing author for the Professional Realty Institute, teaching GRI coursework on risk management, construction and development issues to hundreds of Realtors® annually. He is a popular lecturer to Associations of Realtors®, professional real estate organizations and major brokerages on topics ranging from disclosure, construction defects and conflict resolution to cutting-edge technology-based topics, such as legal issues pertaining to social networking, email and websites.

Mr. Richardson is a leading advocate for the Community Associations Institute (CAI) and is currently serving as National Trustee for a second consecutive term. As an active member, he served on the Greater Los Angeles Chapter Board for more than six years and was its 2004 Chapter President. He was also the recipient of CAI’s 2004 National “Rising Star” award. He is presently a member of the Board of its Orange County Chapter.

He is the author of HOA Homefront™, a syndicated weekly column that educates the public on issues pertaining to California residents living in common interest developments, their Board of Directors and property managers which is published in several newspapers throughout Southern California.

Mr. Richardson is licensed to practice before all California state and local federal jurisdictions, and is a member of the Real Estate Section of the State Bar, Los Angeles County and Pasadena Bar Associations and the Association of Business Trial Lawyers.

Mr. Richardson obtained his Juris Doctor degree from the University of Southern California, and his Bachelor of Arts degree in Political Science from the University of California, Riverside.

Expert Articles by Kelly G. Richardson, Esq.

Buying Real Estate

Hire a qualified home inspector to help reduce risk when buying a home Home inspections are a valuable tool for the homebuyer and should be a routine part of the homebuying process. However, don’t overstate what they are able to do.There is risk in buying something bui...

Expert Articles Sponsored by Kelly G. Richardson, Esq.

Selling Real Estate

	An investment in home staging helps sell your home faster Following these tips and suggestions will make a big difference in having your home sell quickly rather than languishing on the market.  Many of these changes you can make yourself.  If unsure, call...
	How to successfully prepare your home for sale for maximum return Selling your home successfully takes careful preparation and discipline. In order to get the most for your property, all factors must be considered: price, presentation, condition, lifestyle, and mark...
	Questions to ask in choosing your real estate agent One of the most important decisions you have in selling your house, is the selection of your real estate agent. Also known as the listing agent. You need to select not only a realtor who can sell your...
	Focus on the outcome not the process of selling a home as a short sale Don't give up, stay in contact and get a good agent. Qualifying for a short sale is based on individual needs and circumstances. An experienced real estate agent can help you determine if you are a ca...
	Survive selling a co-op in New York City Selling a co-op in New York City requires patience, knowledge and diligence. Gather all of the necessary information and materials before you jump into the process. Always qualify your buyers and lean...
	The keys to selling luxury real estate There are many techniques that you can employ when selling luxury real estate and simple things to avoid when selling a high-end property. These ideas can yield a substantially higher sales price and ...
	What are the steps in a short sale? The short sale process to selling your home is a complete mystery to many home sellers, buyers, and even real estate agents. To help you better understand this complex and time consuming transaction, ...
	Use video to sell or rent your home faster Marketing is an essential component in selling or renting your property. Video tours can be an effective method in presenting the home that creates a deeply engaging, fun, and informative experience.W...
	A Seller's Guide to prepare your NYC home for a Fall listing Preparing practically can be the best way to prepare emotionally.  Put your focus on completing these tasks with ample time.  You will save yourself less stress. You will be able to enjoy the proces...
	Sell your home faster Remember, when you list your house, you are always in competition with all the other comparable houses for sale in the area. To sell your house quickly, always rely on your real estate professional to...
	Smart advice on selling the family estate home Make selling the family home--an already difficult process--as painless as possible. Get the house ready to sell by clearing the clutter and updating old appliances and fixtures. Hire a Senior Real Es...
	How to sell your home during the winter months Selling your home at a competitive price during the winter months is not out of the realm of possibility. Follow these do’s and don’ts along with your agent’s recommendations to set the right pr...
	Sell your home in a buyer's market for the price you want When preparing your home to sell consider these do’s and don’t before listing. They will make your property widely marketable and could reduce the time your home is on the market....
	Advice on successfully selling your NYC co-op home Selling a NYC cooperative apartment is a complicated process with various potential pitfalls, but following these tips can help you avoid many of them. Having a good real estate team working together ...
	How to price and get the most money when selling your house Search out a professional agent who knows your community and whose firm has a good reputation. Take their advice and position your home to achieve its highest value possible. It’s more than just put...

Buying Real Estate

	Buying homes as short sales and foreclosures can be very rewarding Buying a distressed property that is a short sale, foreclosure, or bank owned can be a good investment and an affordable way to own your own home, but it is “buyer beware”. You should protect you...
	Guide to buying a co-op in NYC There are many ins and outs to purchasing a co-op in New York City. While the process may seem a bit daunting at first, do not fear. Remember that the cooperative purchase is the norm in NYC, not the ...
	How to find and buy a house on a river Your river property will bring much excitement, inspiration and fun to your life. Relying on the expertise of a professional who specializes in waterfront property will make the process effortless and...
	How to find and buy a lake house Your lake house will be a source of relaxation, inspiration and fun. Relying on the expertise of a professional who specializes in lake property will make the process effortless and satisfying. This i...
	How to find and buy a mini or hobby farm Whether for a better way of life or out of necessity, your farm will become a significant part of your life. Relying on the expertise of a real estate professional specializing in farm property will m...
	How to successfully buy multi-residential investment properties In order to mitigate threats and capitalize on opportunities it is essential to have a well-grounded investment strategy. This includes the collaboration of complimentary disciplines and fastidious at...
	Smart steps to successfully buy real estate in Baltimore, MD Buying a home is an exciting endeavor, but the process can be tedious, time-consuming, exhausting, and an emotional rollercoaster for some. Working with a trusted professional can help ensure you have...
	The right way to buy a home Buying a home is a complex process requiring expertise from a number of professionals. By focusing on what you want in your home and allowing these professionals to do their jobs, you can achieve the ...
	How to make the right offer on your dream home There’s no need to get stressed out when you’re trying to figure out how much to offer on your dream house. Take the emotions out of the equation and instead focus on the data and the math. Workin...
	Advice on buying land for investment, development or build a home Whether your land will be used for recreation, development, investment or just a home, you’ll find many diverse parcels to choose from. Remember you can always change the way a house looks but you c...
	Advice on buying a fly-fishing ranch in the Rockies While there are many rivers and streams throughout the Rocky Mountain West, the supply of available fishing properties in any given price range is very limited. Obviously private water is the preferre...
	Choose and buy a vacation home with confidence using a realtor The key thing to remember is to seek out professional advice when considering purchasing a vacation home in another part of the country. Don’t underestimate the value and resource of a professional ...
	Expert advice for the first time homebuyer on buying the dream house When purchasing your first home together it is in your best interest to have a licensed real estate agent to help you. Their job is to give you advice, recommendations for the services of other profes...
	Hire a qualified home inspector to help reduce risk when buying a home Home inspections are a valuable tool for the homebuyer and should be a routine part of the homebuying process. However, don’t overstate what they are able to do.There is risk in buying something bui...
	Buying a foreclosure can be a great investment if your informed Purchasing a foreclosure can be a great investment whether you are purchasing one for your personal residence or as an income property, but a word to the wise, be patient with the process. New guideli...
	Expert advice on buying a condo as a good investment Owning a condominium is not for everyone, but it does fit the lifestyle of many people today. Whether you’re considering a condo or a home, you need to be sure that you know what it is that you are ...
	Get the best deal by knowing what to offer when buying a home Be smart, but not overly smart. You do not want to think yourself out of a great home while at the same time you want to understand your market and the data within it. In the end, you have one simple ...
	Buying a home in a hot market and how to win a bidding war Owning and living in your own home is the American Dream. But increasing mortgage rates along bidding wars on the purchase of a home is creating emotional and financial stress not seen since the real ...
	How to build your dream home from the ground up When building your dream home, the best advice is to be prepared for anything. There will be bumps along the way but as long as you address them in a timely and effective manner, the process should be...
	How to win over the co-op board when buying a home in NYC Just remember that accepting the co-op for what it is is vital to being accepted yourself. Being honest, patient, informed, and respectful demonstrates that you are the kind of neighbor and shareholde...
	Advice on buying a townhouse and real estate in NYC Buying a townhouse in New York City can be a rewarding experience, both emotionally and financially. Given today’s price points this opportunity is available to a select few. If you happen to be one...
	Advice for first time home buyers on buying a co-op in NYC Co-op ownership comes with its benefits and also with possible limitations. If you like a particular co-op and can handle the work it will take to get in, you have a great experience in store for you....
	What to consider when buying a home as a fixer-upper Buying a fixer-upper is not without its challenges. The most important tool for the job is preparation. With good planning, clear vision, and a reliable team to help guide you, your fixer-upper can be...
	What price you can expect to pay for a single family home in NYC There is a lot to consider when buying a single family home in New York City. Costs vary greatly and this market segment continues to become more valuable. So if you have the desire and the budget jum...
	Advice for buying a home in NYC when you have a young family When starting out as a family, your first home and the community you reside is where many family firsts will occur - your child’s first words, first steps, first day at school. So many memories and ...
	Buy a home in downtown Manhattan to get access to the best views If you want to be in the middle of it all, have access to some of the best views, best moderns homes, and best transportation, Downtown is where it’s at. Like with any other investment. however, be ...
	You can buy a home in New York City with a $1 million budget There is a reason why the real estate market in NYC is so competitive for the buyer. Historically, NYC has held it’s value and has weathered many a financial crisis to come back even stronger. $1 mi...
	Investing in commercial real estate is a great opportunity for anyone Whether you are buying one building to rent out or a whole plaza, commercial real estate can be a rewarding investment. Following the advice above can put you in the right place to make money on your ...
	Use the internet and social media to help you find the perfect house For the majority of buyers, a home represents their biggest lifetime purchase, so they should use every tool at their disposal to ensure they are getting the very best home at the optimal price. Consu...
	Buying a home in an HOA neighborhood can be a great move Living in an HOA neighborhood comes with certain rules and restrictions, but if you understand them, life will be better and easier for you and your neighbors. Do find ways to work with and improve yo...

Home Mortgages

	Guide for first time homebuyers on securing a mortgage There has never been a better time to become a first time homebuyer. Housing prices have bottomed out and appear to be stabilizing. Most experts are predicting that we will see home prices begin to in...
	How to get a mortgage to buy or refinance your home Financial institutions have become more rigorous in their mortgage application process. The mortgage application and approval process can seem demanding an onerous. Reduce your stress by having patien...
	Guide to obtaining a mortgage in the new lending world Getting a mortgage is not the same as it was just a few years ago. The process is harder, more thorough and often longer. However, you are trying to obtain the American dream of owning a piece of eart...
	Secure a mortgage and proper financing for your vacation property Enjoying your new vacation home is a lot more fun than getting the financing. Make sure you are prepared to run the gauntlet: clean-up any inaccurate credit, put down as much down payment as possible,...
	Successfully secure a loan for your home renovation project A newly renovated home can be beautiful thing. Good planning on how you are going to finance the costs of these improvements and who will help you do this will make this journey much more pleasant. A ...
	A reverse mortgage is a great way for homeowners to convert equity A reverse mortgage is a great resource to help some that need that additional source of income. Reviewing all of your options and understanding what this type of loan means for you, will help you make...
	Choose between a 5/1 ARM or 30 year fixed rate mortgage A fixed-rate mortgage generally costs a bit more per month during the first few years of your mortgage, but you know what your payment will be for the term of your loan – for instance, if you are lo...
	Which loan is best for you? A jumbo or conventional mortgage Securing a loan when purchasing a home is just part of the process, and you need to know what options you have so that you can have the best interest rate and the lowest monthly mortgage payment possi...
	Expert advice on buying or not buying points for a home mortgage Just like most things in life, the answer to this question is nuanced and it starts with “it depends.” It depends on how long you’ll keep the loan, how much the point will cost you, and how long...
	Expert advice on securing the best rate for your home mortgage Shopping for a mortgage and mortgage rate can be a daunting process. Remember that buying a home and getting a mortgage is the biggest financial decision and investment that most of us will make in ou...
	Rebuild your credit and secure a mortgage after a short sale Selling your house as a short sale can be a very overwhelming task even 3 years after. But in order to make it less stressful, and not ruin your credit for a long period of time, there are definitely ...
	Veterans should use the VA Loan Program when buying a house If you’ve served in the military, the VA home loan guarantee program can provide great benefits that are unavailable to civilians and those using a conventional mortgage product. Get in touch with a...
	Determine how much you can afford to borrow for a home mortgage Determining how much you can afford to borrow combines the efforts of both the buyer and the lender. Borrowers must do their part to provide accurate and current information to their lender, but they ...
	Advice for successfully securing a home mortgage when self employed America’s economic vitality relies on the small business owner and the self-employed workforce. It’s unfortunate that these same individuals often face higher hurdles when obtaining mortgages for ...
	How to successfully get a mortgage for your investment property We have all seen or known individuals who have built their own rental real estate portfolios and complemented their other investment strategies nicely through ownership and management of real estate. ...
	Learn when to lock your fixed rate loan to get the best rate More than anything ask your friends, family, and coworkers who they recommend to help with mortgage financing. Interview several of them and listen to your gut instincts. Ask yourself, is this a solid...
	How to get a mortgage for a home with less than 20% down payment Choosing the mortgage structure that is best for you in the very common situation where less than a 20 percent down payment is requires an understanding of both your needs and the lender’s requireme...

Home Improvement

	How to choose a contractor for your home Hiring a contractor who is someone you don’t know can be a very stressful situation. You can minimize this stress by having a definitive plan for your project and having a clear process on how you a...
	Expert advice on painting the exterior of your home Painting the exterior of your home can save you money and be a very rewarding experience, especially if it is done the right way. There is an overabundance of things to think about when doing a projec...
	Save money, live green with these eco-friendly bathroom upgrades Water conservation is an important green issue and eco-friendly plumbing solutions are generally a convenient, non-intrusive way to upgrade your home. After installation, the money that can be saved i...
	Build a low maintenance and durable composite deck for your home Low maintenance composite decking is a wonderful thing as it saves you time, money and backbreaking labor. Carefully assess how you will use your deck and thoroughly research your options and installa...
	Regular maintenance of plumbing can save on costly repairs later It might seem like a lot of work, but regular maintenance will always be better than a larger issue later. While it is impossible to avoid all plumbing issues, many are preventable with a little extra...
	Expert advice on protecting your home from rats and rodents If you make sure your home isn’t as welcoming to rats and mice as it is to you, they’ll be turning tail in no time....
	Expert advice on preparing for a stress-free home renovation By properly preparing for your home renovation, you can avoid stress, work with individuals with whom you are comfortable, and stick close to your budget. This will not only result in an enjoyable exp...
	Advice on hiring an interior designer that reflects your lifestyle There are many factors to consider when hiring an interior designer, from referrals to budget, from letter of agreement to in-home meetings/presentations. By using these important tips, you’ll be on...
	Reduce weeds on your property to help create a healthy lawn There are a lot of steps you can take, as well as some you should avoid, in order to properly control weeds and keep your property healthy and attractive. Know your enemy and contact a lawn care profe...
	Prepare your lawn for winter and prevent snow mold The most important thing to consider when preparing lawns for fall and winter is the element of time. As long as each task is completed at the proper time of year and as instructed, avoiding snow mold...
	Advice on budget friendly renovations to create a beautiful home With these tips, you can make smart, budget-friendly enhancements to your home without spending a fortune....
	Eliminate the chance of mice and rodents entering your home Rodents can transmit diseases such as food poisoning-pathogens when food or food surfaces are contaminated with infected rodent droppings or urine. Rodents can also cause significant amounts of damage...
	How to prevent and remove an ant infestation in your home Ants are the number one nuisance pest in America. They can be very effective at infesting homes, contaminating food and damaging structures if left untreated. Eliminating ways for ants to enter the ho...
	Prevent cockroach infestation and protect your family's health Follow these tips to prevent roaches from endangering your family’s health and home. Stay on the lookout for any signs of a cockroach infestation or any factors in your home that could draw them in....
	Advice for growing and maintaining the perfect lawn Keep your mower blades sharp and don’t mow too short. Also, remember to fertilize and properly water your lawn. By implementing the above steps, you can enjoy a healthy lawn all year round....
	Improve your home's energy efficiency and save money Making your home energy efficient can keep money in your pocket. It may also make you eligible for tax breaks. And because of this, energy efficient improvements are a highly sought after measure for ...
	Advice for organizing your home, belongings and important documents Organizing your home can seem like a vast undertaking but when you tackle the project a little at a time, it won’t seem as stressful. Make sure you put important documents in a safe place and all yo...
	Advice on choosing the paint colors for the rooms in your home Since room color makes a strong impact on its occupants, it’s important to do some research about appropriate color choices before choosing to paint. Consider your location when establishing an over...
	Prevent and control ant infestations in and around your home Ant infestations can be controlled with different strategies, including ant baits and contact killers. Strategies to prevent further infestations include sanitation and exclusion efforts. It is import...
	Warm weather brings termites - How to prevent and stop an infestation Termites can cause significant damage to your property. It is vital to proof your home against termite infestations and detect termites early. A pest professional can help homeowner’s offer treatmen...
	How to detect and remove asbestos in your home or business Asbestos is a carcinogen that can cause lung cancer, mesothelioma, asbestosis and other serious respiratory ailments. The most dangerous asbestos fibers are too small to be visible. Once inhaled, they...
	Spring cleaning reduces dust and allergens and improves your health Spring cleaning should not just be seen as a silly tradition. It should be something that everyone takes part in. Not only will living in a clean and organized environment make you more productive, th...
	Growing a successful fruit garden requires planning and preparation A well-planned fruit garden will enhance your home landscape and life. It will provide a beautiful, dual-purpose landscape for you to be proud of for years to come. Dig in and savor the “fruits of y...
	How to start your first vegetable garden and grow your own vegetables Growing your own vegetables can be a very satisfying and rewarding hobby. Building a garden requires some basic knowledge, none of which take a lot of time to master, and the rewards are many. Vegetab...
	DIY advice for decluttering and spring cleaning your home Through decluttering and a few easy updates, your home will be a delight to come home to and welcome in the new season. Put a little spring in your step and plan your vision today!...
	Finishing a basement starts with preparation and careful planning Taking these steps can transform your unused space into one of your favorite places in the house! The days of the cold, dark basement are over. Bring on the man caves, home gyms, kids’ playrooms, ho...
	Choose the right location for a garden and plant seeds correctly Planning a garden can be a daunting task. Start by using these quick and easy tips to get started....
	Creating your first garden will take work and constant attention Any garden or landscape is a living and constantly changing thing. It takes work and attention, but this is the challenge and excitement of the pursuit. It also creates opportunities for new ideas and...
	What you should check before hiring a painter for your home Hiring a painter to give your home the pick-me-up it needs doesn’t have to be another chore for your list. Asking good questions, doing thorough background research, offering detailed expectations o...
	Remodel your kitchen to be functional, efficient, and stylish The kitchen is the heart and soul of the home. Be sure to keep these tips in mind to affordably transform your kitchen into a multi-functional space for your whole family....
	How to check references when hiring a contractor for your home The best way to find the right painting contractor for your home projects is to check their references. Get a home address, phone number and email address, if possible. References that were satisfied ...
	How to avoid home improvement and renovation scams Warm days are ideal for tackling home update projects. Hiring outside help can be daunting, particularly when scammers are looking for easy marks. Knowing what to expect from workers coming and going ...
	How to successfully plant and grow an organic vegetable garden The benefits of starting your own organic vegetable garden in your yard are plentiful. Not only are you saving money on your groceries, but you’re impacting the greater good of the environment as we...
	How to build a beautiful fire pit in your backyard for family fun Whether you decide to go with a gas fire pit or a wood one, or grey stones versus tan stones, building a fire pit will be an excellent new gathering space for your friends and family, as well as a gre...
	Advice for the amateur gardener on how to develop a green thumb By taking the time to plan ahead and take into account your available space and type of area you live in, you will be able to get a great start on a beautiful garden. Remember, factors like climate an...
	Advice for installing a home irrigation or sprinkler system While rain is often the preferred (and most cost-effective) method for keeping your lawn lush and green year-round, other options are more dependable. Installing an irrigation system to water your gra...
	What to know before you hire a landscaper for your home The next time you’re looking into hiring a landscaper, make sure you do your homework and find the right one by asking all the right questions, checking out their references, and work with someone y...

Home Emergency, Preparedness, and Recovery

	Protect your home from mold and prepare for flooding during a storm Being prepared for a hurricane can make the storm much easier to handle. Following these simple tips can help prevent damage to your home....
	Prevent and remove mold in your home with certified mold inspectors Mold is a common problem in many homes, and can cause serious health problems. These expert tips can help you to prevent mold before it happens, and guide you through what you should do if your home h...
	Secure and protect your home and family from a home invasion Home invasions happen to people who are caught off guard or to those who aren't prepared. Put these systems in place to reduce your risk....
	Expert advice on preparing your family for a natural disaster Work with your whole family to devise a disaster plan that covers several likely scenarios for your location. Review and practice this plan twice a year. Prepare go-bags with food, water, clothing and...
	Protect and seal your home from insects and pests for the winter Overwintering pest species may vary from state to state and region to region, but they have one behavior in common: they are seeking shelter from the winter when they invade your home. Prepare your ho...
	Protect and prevent your family and home from a fire There are over a million fires in the US every year and most home fire deaths occur in homes without working smoke alarms and among families who are unclear on how to escape. The leading killer in hom...
	Protect your home and family from your Christmas tree catching fire The holidays should provide an opportunity for us to relax and spend time with our loved ones, but we still need to keep an eye on all these unique decorations. The season brings a tree inside (that�...
	Avoid a house fire when cooking with a turkey fryer this Thanksgiving If it’s your turn to host for Thanksgiving dinner, you probably feel at least a little bit of pressure to make sure everybody is well-fed. A little planning and preparation can help make sure that n...
	Protect your home against bed bugs and what to do if you have them Bed bugs do not carry disease, but they will leave little bite marks that are itchy and unpleasant. Their small size and ability to hide and reproduce quickly make them more difficult to detect and to...
	Be prepared and safeguard your home and family from hurricanes The time to plan for a hurricane is before the storm arrives. It is never too early to have your master list of friends and family, service providers and post-storm experts on hand. Getting a survey o...
	How to prepare and survive a hurricane or other natural disaster A natural disaster can be scary because of the unknown factor. Yet even amidst uncertainty, there are ways to plan and prepare so you can protect yourself and your family during and after any possible...
	A property management company can help you prepare for a hurricane When it comes to hurricane preparedness, your property manager should be anything but a fair weather friend. Look to your property management company as a partner to help your association think ahead ...
	Homeowners: Stay on solid footing with earthquake preparedness Earthquakes are traumatic, unpredictable events. Having a plan in place before one strikes can go a long way towards keeping you, your family, friends and neighbors safe....
	Hire the right property management company for your condo or HOA Property Management Companies are the engine behind many well-run communities. They handle landscaping, pest control, special projects, governance and accounting; but not all PMC’s are equal. Before...

Wills and Estates

	Helping you through probate Probate can be a complex process depending upon the amount and value of the assets in the estate, the debts owed and the number of people involved. It is important that you know what to do and what no...
	Things to consider with a power of attorney A power of attorney utilized by the right person in the right situation(s) is a very helpful and effective tool. Unfortunately, many people sign a power of attorney without proper guidance from an att...
	What’s the difference between a will and a living trust? There are many factors that go into deciding whether your family is best served by a will-based estate plan or a living trust. Making the right decision can save money, hassle, and heartache. Like mos...
	Should I leave assets outright or in a trust? Leaving assets to heirs can be a tall task for people. There are often numerous considerations that need to be addressed, including whether to leave assets in trust or whether to leave those assets ou...
	Evaluate elder’s competency to protect their health and finances A competency evaluation team includes medical professionals and clinical psychologists who evaluate a person's cognitive functioning, memory capacity and reasoning capability. These factors are import...
	A revocable living trust will protect your assets and avoid probate Though setting up a living trust may seem complicated compared with a will, ultimately it may provide you and your loved ones with more options when it comes to planning for the future. Because estate...
	Create a postnuptial agreement to protect your financial future When bringing up the topic of getting a postnup, always remember that this is a financial plan for your future; to protect the finances you and your spouse have acquired since being married. Always ma...
	Create a written will to protect loved ones and give you peace of mind Writing a will is an emotionally fraught issue. For many people, making sure their relatives and loved ones are taken care in the event of their demise is essential. Though there are myriad issues and...
	Expert advice on deciding if a prenup is right for you A prenup is what you make it. It can be simple, straightforward and equally protect both parties. It can be used simply as a planning tool to expedite a divorce, or it can be used to protect only one ...
	Ensure your pets are taken care of in your estate plan and will Determining what should happen to your pets if you become unable to take care of them is an important and often overlooked part of estate planning. If you think of your pets as members of your family,...
	A will helps control the distribution of your estate after death Even if you desire to leave all of your property to those who would be considered your “heirs at law,” a simple self-proving will appointing an independent executor will streamline the probate pro...
	Newlyweds should prepare a will and discuss estate planning This article discusses some of the most important estate planning issues to be concerned with for newlyweds. If you need further help, you should contact an estate planner or an attorney who is experi...
	How to correctly modify your will after having a child Simple steps can be taken to protect your minor children should something happen to you. Updating your will by appointing a guardian, creating trusts, and appointing trustees can ensure that your mino...

Renting Real Estate

	Become a successful landlord Being a landlord is an excellent and well-proven path to wealth creation. The challenge is surviving long enough to realize the gains. Have a written game plan, know your numbers, don’t over-spend, ...
	Guide to choosing a property manager for your rental property Utilizing a professional property management company to oversee your rental homes can be an extremely beneficial to you and can provide piece of mind knowing your property is being professionally mana...
	Understand your legal obligations before signing a lease agreement Once you sign a lease it becomes a legal contract between you and the landlord. Every aspect of it is binding for the stated life of the agreement. For a hassle-free experience in your new home, it is...
	How to protect you and your rental property as a first-time landlord The residential rental investment can be a lucrative opportunity. But the first-time landlord must understand the complexity of the investment and should consult with competent professionals for legal...
	Secure long-term tenants by making your rental property a home For landlords, there is nothing costlier than having to find new tenants, especially if it is on a frequent basis. Being more flexible and allowing tenants to make minor aesthetic changes is a simple,...
	Advice on finding and renting an apartment in New York City Hunting down the perfect new apartment in NYC can be daunting. However, understanding the process and being prepared can simplify your experience and increase your chances of finding a great place to ...
	Use Facebook to help you find the perfect rental property A significant shift is occurring with how people are using Facebook to give them more personalized user experiences. They are already sharing details about their daily lives, so the next logical step ...
	Choose a property management firm to rent and manage your home The most important criteria to look for when choosing a property manager for you real estate investment is finding one with a proven track record, has good values, and does their research to provide y...
	What to consider when renting your home or apartment in NYC Using a professional real estate broker can make the rental process faster and much less stressful.They will know what the process entails and make sure that you find a qualified renter for your home ...

Moving

	Make your DIY house or apartment move easier with this practical advice With these few basic steps you will come to realize that moving isn't quite as bad as you thought. It may not be the most enjoyable thing you have ever done, but you can certainly feel organized and a...
	The right moving company will save you time, money and headaches Working with a professional moving company is the best option when moving your home, as their experience and strength cannot be matched by the do-it-yourself mover. When knowing what to look for in a ...
	When moving, shipping your car cross-country doesn't have to be hard The first time you ship a vehicle can be a stressful process, however if you do your research when selecting a vehicle shipping partner and follow the tips provided above, the process should be a simp...
	Choose a storage unit that fits your needs and your budget Take this advice to heart and hopefully it will come in handy the next time you are searching for a self-storage unit....
	Choose an auto shipping company that is trustworthy and reliable The first time you ship a vehicle can be a stressful process, however if you do your research when selecting a vehicle shipping partner and follow the tips provided above, the process should be a simp...
	Prepare your boat for shipping to ensure it isn't damaged when moving Though the idea of shipping your boat can be a daunting one, doing research will help you make the most informed choices concerning the delivery. If you follow the advice provided above, the process s...
	Expert advice for shipping an antique or classic car While the idea of shipping your high value car can be initially unnerving, doing your due diligence will help you make the most informed choices. The tips provided help to ensure the process of shippi...
	Expert care is required when shipping your motorcycle While transporting your motorcycle yourself may seem like an easy task, don’t leave anything to chance and instead hire a shipping company that can take care of your bike. It is important to conside...
	Fundamentals for packing your belongings and home for moving With many necessary important steps and details when moving it sure can be overwhelming. But don’t let it be a burden. Purging before you go and knowing that the fundamentals can ease the packing pr...
	How to move large furniture into a small apartment or home Moving is a complicated task, especially when you have large furniture pieces that you're relocating to a small apartment. In order to ensure your safety and the integrity of your furniture, hiring pr...