Jason Fisher

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Jason Fisher is the co-founder of The Life Insurance Blog and a partner at Waterway Financial Group, LLC. He has experience in both the captive and independent agent arenas, and exceptional training in all areas of life insurance, of all different types.

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Expert Articles by Jason Fisher

Life Insurance

Expert advice for getting a high risk life insurance policy
If you are looking for a life insurance policy but pose a higher risk than a standard adult, you’ll need to take a few extra steps to ensure you get the best coverage at the best possible rates. It ...

Expert Articles Sponsored by Jason Fisher

Life Insurance

Selecting term life insurance
Life insurance is a product that has been helping to provide financial stability to families and their loved ones for decades, during challenging times of grieving and loss. This article has discussed...
Selecting whole life insurance when you're newly married
Whole life insurance can be the heart of a strong, full financial plan. Bought properly and structured appropriately, it can serve both the insured and their beneficiaries safely throughout their life...
Selecting whole life insurance
These guidelines will help in making one aware of a few aspects in selecting a whole life policy, but it is imperative that one seek proper financial counsel to ensure that one’s financial objective...
How to use life insurance to protect assets
This article is meant to be an introduction to the use of life insurance in a tactical and specific way. There are countless nuances in policy construction and features, as well as the individual need...
Understanding your Canadian permanent insurance options
Selecting Canada's Term-to-100 life insurance
Term-to-100 Insurance is a very simple product, and is one of the more affordable types of Permanent Insurance available. Although it is simple, care and proper planning must still go into selecting t...
Selecting Canada's whole life insurance
Permanent cash value whole life insurance can be a complicated product, but as long as it is structured properly and the right fit exists within your personal situation, it can prove to be a great add...
Selecting Canada's universal life insurance
Everyone wants to protect and give their family financial security in case of an unforeseen disaster. Life insurance is one of the most convenient methods to achieve this goal. But, which life insuran...
Shop online for term life insurance that is right for you
Many people find life insurance too complex, and they put off the decision of buying a policy. Let’s face it, who wants to think about their death? However, life insurance is the cornerstone of any ...
Protect your family in your 40's with right term life insurance
Without adequate life insurance to protect your dependents, they will surely be left behind to fend for themselves while facing the burden of certain financial hardship. Term life insurance is the lea...
Financially protect your family’s future with term life insurance
While life insurance is not a glamorous purchase that you can show off, it provides money for your family to carry on without you when it is needed most. It means your spouse is not working day and ni...
Between 20 and 25, protect your financial future and buy term life insurance
Term life insurance is the right product for a short term protection need. It also gives you significant coverage when wealth and cash flow do not allow a permanent insurance solution. However, in the...
Saving money is easy when you buy term life insurance in your 20s
Make sure your life insurance policy has a “convertibility” feature to give you options down the road. Always purchase your term insurance with the “Waiver of Premium” rider in the event of a ...
Buy term life insurance when you are young, married or have a baby
The best time to purchase a term policy is right after you are married and have some assets and definitely after the birth of a child. In deciding the dollar amount and time period for the policy, you...
How to get term life insurance with pre-existing health challenges
As society lives longer, insurance companies have become more apt to approve people that have a pre-existing health condition. Work with an experienced agent that has experience in impaired risk life ...
New parents: Understand whole life insurance before buying
Regardless of the type of life insurance you want to buy, the most important factor to consider is how much life insurance your family will need if the primary income earner were to die unexpectedly. ...
Read and understand the life insurance policy before you make a claim
For most people the life insurance they own at death can be their single largest estate asset. Making certain that the proceeds are paid correctly and to whom you want is critical for the successful t...
Advice on using permanent life insurance as an investment vehicle
Permanent life insurance is a self-completing accumulation vehicle used by those who understand how it fits into their overall financial goals for a lifetime full of changes and milestones. The level ...
Expert advice for getting a high risk life insurance policy
If you are looking for a life insurance policy but pose a higher risk than a standard adult, you’ll need to take a few extra steps to ensure you get the best coverage at the best possible rates. It ...
Options for life insurance when diagnosed with prostate cancer
Applying for life insurance with prostate cancer takes patience, and it is important to be informed of what to expect when applying for life insurance coverage. Despite popular belief, affordable life...
Learn the benefits of a No Medical Exam life insurance policy
As life expectancies increase, life insurance companies are more likely to accept a policy from an applicant without having to undergo a health exam. When you work with an experienced life insurance b...

Caring for Aging Parents

Advice for elderly families in transition
Having parents or elders age forces conversations between parents and children around elder’s wishes on housing, care and end of life directives. These can be uncomfortable conversations but are nec...
Help your elderly parent maintain independence with good communication
Many of these suggestions are common themes in successful communication between adults. Mutual respect and courtesy is a must, and developing new skills, along with practice, is a constant. The reward...
Get help caring for an elderly parent with this expert advice
...
Get long-term care that is the right fit for your elderly parent
Finding long term care for your loved ones is not something to be taken lightly. There are many options and it’s important to know the wishes of your loved ones and to be informed about the differen...
Discussing difficult life issues with aging family members
Talking with aging family members about difficult life issues is not easy. But mapping out the conversation ahead of time and avoiding major pitfalls can make important family discussions more positiv...
Managing the stress often associated with family caregiving
Reaching out for love and support can be a sure-fire way of sustaining yourself as a caregiver and the well-being of your loved one. When done mindfully, respecting your own needs and preferences, as ...
Minimize the holiday blues for seniors suffering from depression
As a caregiver or family member of a depressed older person, make it your responsibility to get involved. You can make a significant difference and remove or lessen the holiday blues for seniors suffe...
Talk openly by starting a care conversation with aging parents
After conversing with a loved one’s doctor or care provider and determining what type of care center is most appropriate, a family can explore options within their community that fits their budget a...
Preserve the dignity of your elderly parents by caring for their needs
Together we can work toward making a difference in the overall well-being and preservation of dignity of the elders in our communities, who, indeed, are deserving of our care and respect. Help your el...
Navigating the challenges of becoming a caregiver to aging parents
Caring for aging or sick parents can bring rewards, but it also comes with challenges. Take the steps to assist your parents in getting their legal documents in order before caregiving becomes require...
Advice for seniors moving to a smaller home or retirement community
Move while you are the one in charge. If you put in the work up front, during the planning and sorting phase, your move will be much smoother. Let experienced movers, such as Senior Move Managers, ass...
Advice for managing the depression of your aging loved ones
Depression is the most common mental illness affecting seniors, and the signs should not be ignored. In fact, the elderly have the highest rate of suicide out of all age groups. While today’s treatm...
How to best approach your parent on moving into a nursing home
Responding to the needs of aging parents is a difficult and emotional process for everyone. Adult children need to communicate clearly and directly with the parent while being respectful and caring. A...
How to find a good home care agency and stay in your home
Mom and dad have made the decision to stay at home instead of moving to a assisted living facility. You know that in order for them to be safe and comfortable they are going to need assistance. Home C...
Loved ones can help seniors though the progression of Alzheimer's
Alzheimer’s affects more than 5 million Americans, and the disease has an impact on the entire family. While adult children become caregivers for aging parents, young children and teens need support...
How to ensure the safety of your aging parents behind the wheel
Aging does not necessarily mean a person's driving days are over. However, it is vital to ensure the safety of your loved ones on the road. This begins with learning more about how to detect problems,...
Maximize rewards and minimize stress when caring for aging parents
Having parents age and fail is unsettling emotionally and disruptive in many other ways. Caregiving can be extremely taxing and very tricky to navigate, but it can be deeply rewarding. A major key to ...
How to help and support your aging parents as they grow older
Keeping these simple guidelines in mind will not only help improve the relationship you have with your parents, but it will also ease the stress that invariably accompanies changing roles. We all want...

Pregnancy

Nutritional advice for you and your baby while pregnant
By achieving optimum nutritional well-being prior to and during pregnancy, you are optimizing the environment for your baby draws their nutrients, as well as maximizing your own body's ability to adap...
Hypnosis can remove stress and hormonal cravings when pregnant
Pregnancy is the journey of creation, happiness and health moving forward for a mother and her family. What a wonderful expression of health and well being when this journey is successful and health, ...
Successfully treat postpartum depression after having a baby
Being depressed does not mean you are a bad parent. However, it is a sign that something chemical or situational may be going on. There is help out there. You deserve to enjoy being a parent, and your...
Your wife needs your support to help her beat postpartum disorder
Postpartum disorders are serious business. Men often feel helpless when they can’t fix their partners mood. However, you are being a great husband by supporting her in these other ways mentioned. Do...
Prevention and treatment for pregnancy and postpartum mood disorders
Mood disorders such as depression and anxiety can overwhelm women both during pregnancy and after having a baby. We call these Perinatal Mood Disorders (PPMDs).If you are a pregnant or postpartum woma...
Cope with the loss of a baby after having a miscarriage
The loss of a baby can also mean the loss of a dream. Your journey will be individual and different from someone else that you may know. It’s important to give yourself time for that journey, and st...
Help surviving a summer pregnancy and staying cool in the heat
Pregnancy is an exciting time for expectant mothers. Although the summer heat and humidity can make you uncomfortable, it’s still possible to enjoy and survive the summertime while pregnant. By know...
Have a healthy baby and pregnancy with this expert advice
When planning the arrival of your newborn, you want to do everything you can to ensure a healthy baby and pregnancy. With so many tips and decisions associated with pregnancy, it’s easy to feel over...
Holistically treat post-pregnancy nutritional deficiencies
The more pregnancies a woman has had, the more likely she is to suffer afterward with physical and “mental” ailments due to nutritional deficiencies. These symptoms may occur soon after the pregna...
Control the risk factors of autism and ADHD prior to pregnancy
With the prevalence of autism and ADHD increasing, most people know someone with a child affected by these disorders. The good news is that researchers are studying autism and ADHD, and they are learn...
Collect and store cord blood to protect your newborn's future health
When it comes to your child’s health, it’s important to have options to ensure he or she will grow up to be strong and healthy. Cord blood banking can provide you and your family with reassurance ...
Treat common pregnancy ailments at the first sign of discomfort
Pregnancy can bring its own set of challenges before you meet your new bundle of joy at the end of a long nine (technically, ten!) month waiting period. Don’t be afraid to speak up and talk with you...
Reduce and treat pregnancy swelling in your feet and ankles
After your baby arrives the swelling should subside. Your body will shed the excess fluid throughout the first few days, mostly through urination. If you are concerned about your swelling or have any ...
An online baby registry is a great way to get the gifts you want
The best way to avoid unwanted gifts and those that you will need to return is to create an online registry. No longer restricted to weddings and baby showers, online gift registries have become commo...
Avoid developing gestational diabetes to ensure a healthy pregnancy
Your risk of developing gestational diabetes mellitus can be reduced by the choices you make before and during pregnancy. And if you develop GDM, you can have a successful pregnancy if you work with y...
How you should prepare for pregnancy when you have diabetes
Monitoring diabetes is even more important leading up to and during pregnancy. In order to ensure the health of you and your baby during pregnancy, you should work closely with your doctor beginning b...
Exercising while you are pregnant is healthy for you and your baby
Exercise during pregnancy is important for many reasons, including reducing your risk of excess weight gain and gestational diabetes, preparing your body for labor, and helping with returning to your ...
Varicose veins can be prevented during and after pregnancy
Varicose veins are common for women to develop during pregnancy. By following this advice you can prevent and deal with varicose veins. It is important to remember to keep your blood flowing, exercise...
How to recover after experiencing a traumatic birth
Having a baby rarely goes as planned, and sometimes, things that are completely out of your control happen, which can cause a lot of emotion, and sometimes lead to post-traumatic stress disorder. Usin...
Reduce the worry, anxiety, and stress experienced during pregnancy
Preparing for the birth of a baby can bring up all sorts of complicated and exciting feelings. It is often a time of stress, but can also be a time of profound introspection and contemplation. If the ...
Adjusting to life after having a baby and coping with postpartum
The birth of a first child is a wonderful experience that brings with it much stress. This article attempts to explore ways the new mom can learn to accept that which she does not yet know, and the mi...

Kids with Special Needs

Sustain a happy marriage while raising a child with special needs
Successful marriages lead to successful families. Parents are capable of stronger parenting only when their marital relationship is healthy and solid. As a result, it is important to recognize the imp...
Build a positive sibling relationship within a special needs family
Because a great deal of complexity and individuality exists within families, the effects of having a sibling with disabilities can vary greatly depending on the child. Typical siblings are at risk for...
Giving much-needed support to parents of children with special needs
Parents raising a child with special needs must work to rebuild their dreams to accommodate the reality of their child’s disability and limitations. They must re-imagine the life their child will le...
Educate and communicate with special needs children to prevent abuse
When parents think of abuse prevention for typical children and for children with special needs, they may assume that information should be completely different. In truth, the same information needs t...
Special needs children's skills improve with Applied Behavior Analysis
Starting an ABA program for a child with special needs can be overwhelming for any family. Your ABA providers should help you navigate through the process and create a plan that will help you and your...
Helping your child overcome anxiety is not an impossible task
Helping children overcome anxiety can be quite overwhelming for a parent, caregiver or teacher. However, it is not impossible. Focusing more on “being” with the child, instead of “doing” for t...
What is Applied Behavior Analysis?
Managing a child’s mental illness begins with an informed parent
Parents raising a child with mental illness have a choice: View your child’s illness as a huge life setback -- or consider this an opportunity to grow in a way you never dreamed possible. The tips i...
Successfully tackling learning challenges at school begins at home
Life is one, big learning experience. As parents of students with learning difficulties begin to apply the advice described above, they may witness a renewed sense of academic self-esteem in their stu...
Music therapy can help improve learning, growth and development
Music is an extremely useful motivator for children with special needs. Because they are constantly exploring their environment, music therapy is an excellent modality to achieve learning, growth and ...
What is music therapy?
Successfully manage disagreements and conflict in the IEP process
Parents play an active role in their child’s IEP process, but this experience often feels extremely daunting and overwhelming. Successfully managing disagreements and conflict within the process is ...
Inclusive education for students with disabilities benefits everyone
Inclusion brings about many wonderful benefits for ALL students. With a few simple tools and a strong belief that it can work, teachers will be successful at welcoming students of all abilities into t...
A successful IEP meeting requires effective parent participation
The IEP is the most important tool parents have when their child is receiving special education services. However, in order for the tool to be effective, parents must learn how to navigate the process...
Preparation is critical when relocating a family with disabilities
Relocating a family to a new state or city can be very stressful and overwhelming--and this stress tends to increase when a child has disabilities. Because it is critical for families to be prepared b...
Focus on basic human needs to help kids with difficult behaviors
Children with disabilities have basic needs just like everyone else. If you don't have the time or energy to follow all of these do’s and don’ts, be sure to remember these two critical ideas: Taki...
Animal-assisted interventions are beneficial for kids with needs
AAI can be very helpful for kids with special needs. If you are interested in trying this therapy modality, research local therapy dog groups in your area. Another option is training your own dog -- i...
Ensure a smooth new school year for your child with special needs
It is very important to get the school year off to a great start and keep the momentum going throughout the entire year. Develop positive relationships with your child’s entire educational team, as ...
Well-planned vacations are critical for kids with special needs
Most importantly, never forget that your family vacation is supposed to be FUN. A little extra planning may take time, but could make your adventure more enjoyable....
Planning transportation services for students with disabilities
The best educational program for a child will not be effective if the child can’t get to and from school. Thus, special education law requires that students with disabilities, who need transportatio...
Addressing the issue of sexuality with kids with special needs
As parents and supporters, we need to be ready for puberty. Unfortunately, there are no manuals that tell us how to talk to our children with disabilities about sexuality. This advice provides parents...
Choose a safe therapeutic barn for kids involved in equine therapy
There is a growing trend in the use of horses as a fun, therapeutic tool. This trend ultimately leads to more and more barns and riding centers providing EAAT. Choosing a safe barn with qualified inst...
Dads must be present when helping raise a child with special needs
Raising a child with special needs is a moment-by-moment experience. Average men show their love and support through action. However, sometimes pausing, taking a step back and being calm and present i...
Develop open communication with the teacher of your special needs child
It is very important to create consistent and open communication with your child’s teacher. Keeping a daily communication log is the key to this communication. Be sure to develop two-way communicati...
Emergency preparedness is critical for individuals with disabilities
Emergency preparedness is the personal responsibility of every individual and every family. Individuals have the duty to think about--and plan--for their own safety and the safety of their family. Whi...
Encouraging independence is critical for kids with special needs
Families need to decide how much their child with special needs is able to make educational, vocational and medical decisions. From an early age, children should be encouraged to be as independent as ...
Make airline travel easy for families with physical disabilities
Flying is the most convenient and safest way to travel. Once you master the details, traveling with your disabled child will be no more difficult than getting out of bed every day. The travel experien...
Encouraging friendships between kids with disabilities and peers
The grade school years should be filled with friendships and learning for all students, including those with special needs. Teaching typically-developing students how to be friends with those who are ...
Helping sibs of kids with disabilities manage embarrassment
Growing up is not always easy. Standing out in a crowd and managing extreme feelings of embarrassment can make life even more difficult. While you may just want to belong to a typical family at times,...
Helping sibs advocate for people with intellectual disabilities
Don’t be afraid to use your creative skills in advocating for individuals with disabilities. The ideas are endless. Just remember that even though you are just one person, you can make a difference....
Helping children with special needs improve health and fitness
To become ambassadors for our own health, we have to start somewhere. Using this advice will help your family make the right choices for a healthy lifestyle, so that they, too, can become ambassadors ...
Help your child with sensory processing disorder to succeed
Children with sensory processing disorder may have difficulty completing everyday activities, leading to frustration and behavioral difficulties. Consistency of approach, predictable routines and plan...
Navigating swim lessons for kids with and without disabilities
Swimming is a great physical and social activity that promotes health and wellness for all individuals. The key to having successful swim lessons is preparing your child for expectations and the envir...
Support groups help mothers raising kids with disabilities
Being a member of a support group can provide moms with strength and help them feel less alone in the world. A support group gives them a much-needed outlet when they have difficulty communicating wit...
Easing the stress of airline travel for children with special needs
Parents must be thoughtful and strategic when traveling with a child with special needs. While the advice in this article will make travel less daunting, it is important to have an open, frank discuss...
Meltdowns: help for kids with special needs and their parents
It can be extremely stressful to experience a meltdown. But with a little planning and organization, you can stay calm to provide support, structure and reassurance....
Help to prepare your kid with disabilities for employment success
Young adults with developmental disabilities are capable of incredible things, including careers that allow them to live happily and independently. But finding this career involves a great deal of pla...
Providing access to dance classes for kids with special needs
Every individual who enjoys dance should have the opportunity to participate. The experience of enjoying the movement, costumes, music and social interaction of dance is quite fulfilling. Giving child...
Providing lifetime care for your child with special needs
Handling all aspects of special needs planning creates the greatest piece of mind that a caregiver can have. If one aspect is missed, it can disrupt all of the other planning, creating disastrous resu...
Expert advice on helping your child with dyslexia learn to read
Understanding dyslexia and how it works is the first step in helping your child. While dyslexia can make it quite challenging for kids to learn to read, it is not an impossible feat. There are numerou...
Planning for the future care of your child with special needs
These financial conversations are not fun. They are uncomfortable, scary and overwhelming. The key is to surround yourself with the appropriate supports and commit to take action to reduce the stress....
Using music to bring together kids with and without special needs
Having typically-developing siblings and peers join in musical experiences with children with special needs can be wonderful if done correctly. The key is to create a positive, fulfilling experience f...
Obtaining a school evaluation for kids with possible special needs
It is difficult for parents to watch their children struggle in school. However, parents should not feel alone. It is the job of the school to help your child. As a result, it is very important for pa...
Managing embarrassment of a brother or sister with special needs
During embarrassing situations, all siblings and parents must remember that this is their family and the best support they can receive is from each other. Talk to each other and, most importantly, lis...
Teach home and community safety skills to kids with special needs
It is important to teach safety skills to children with ASD and other developmental disabilities. Having a good safety plan, teaching safety skills across a variety of settings and situations, and ens...
Donating your child's blood and tissue samples for research
One of the main barriers to finding treatments or cures for rare, genetic diseases is the lack of available human cell and tissue resources for scientists to use to test potential drug compounds or ge...
Art therapy helps cultivate development in children with special needs
Children living with special needs, like all children, want to be able to express themselves and be successful. Art therapy is a beneficial and enjoyable way to help support your child’s development...
Self-care is critical for parents raising kids with disabilities
The greatest gift that parents can give their children is to be a healthy mom and dad. While we often start the New Year with promises of changing our lifestyle--and improving our lives and the lives ...
Find the best adaptive dance class for your child with special needs
There are many benefits to enrolling your child in a dance or movement class. As advances are made in adaptive dance education, more options are becoming available. With just a few extra steps, you ca...
What is sensory processing disorder and how parents manage it
Children with sensory processing issues live in a world that is confusing, disruptive and often scary to their nervous system. Tackling these issues therapeutically can be a lot of work for children a...
Your special needs child can feel free and bloom at summer camp
Going to camp is an exciting experience for any child--and it is an opportunity worth pursuing for your child with special needs. Take time to review each and every camp opportunity. Don’t limit you...
Families with disabilities must help maintain balance for siblings
Siblings of kids with disabilities are in a unique position and require extra caution and sensitivity from parents. Helping your typical kids to have a balanced life without overwhelming expectations ...
Understanding how to achieve inclusion for kids with disabilities
Any question of school inclusion can be answered with an enthusiastic YES! With intentionality and care, inclusion can be planned and carried out joyfully and creatively in direct consultation with th...
Parents must effectively communicate with their child's IEP team
As a parent, communicating effectively with the IEP team is a skill you must master to assure your child is receiving an appropriate education. You are your child’s IEP team leader. Documenting conc...
Stress-free IEP meetings can lead to better outcomes for students
It is possible to have less stress at IEP meetings, which will lead to better outcomes for students. Meetings are more successful when parents come prepared to give their valuable input, are committed...
Planning for the future needs of your child with a disability
When you are gone, nobody can replace the love and understanding you have for your son or daughter. However, with proper planning, you can leave family members and professionals with the tools they ne...

Aging and Longevity

Your elderly parent fell? This could change everything
There are rarely any easy answers when circumstances for seniors change quickly due to illness or injury. The best approach for adult children is to gather as much information as possible, turn to tru...
Choose a trustworthy and qualified caregiver for your elderly parent
Choosing a caregiver for your parent is an important decision, and it can be an emotional one as well. The caregiver that you choose assumes a great deal of responsibility; he or she becomes a part of...
Empower yourself as a senior because you deserve a better lifestyle
This may seem pretty serious and business-like, but when you think about it, the business of life is very serious and your future independence relies on it. You have earned your seniority position in ...
Prevent falls as a senior by creating a safer living environment
Fall prevention is protecting our seniors. This issue has become such a meaningful matter that our Senate has passed a bill making September 22, National Fall Prevention Awareness day. We don’t want...
Discover in-home healthcare options that are safe and comfortable
Today’s healthcare options range from home care and medical alert systems to assisted living and skilled nursing homes. When choosing the right care option, it’s important to consider your health ...
Live longer and feel younger by delaying old age as late as possible
Aging is inevitable, however, old age is optional and personal. It depends on your state of mind and your beliefs about aging. Becoming a vibrant youthful thinking independent 80 year old is far more ...
Embrace the change of moving into an assisted living facility
You can choose to view your move to an assisted living facility as a life sentence or as a new chapter, brimming with possibilities. The way in which you view your circumstances is your choice to make...
Choose a qualified in-home caregiver from a reliable provider
Everyone is different and has unique support needs, so the biggest piece of advice I can offer is to ask a lot of questions and get to know the individuals and companies well before committing to them...
Keep your independence with the help of an in-home care agency
Choosing a caregiver agency can be a daunting prospect, but the information presented here should provide a checklist to make the interviewing and selection easier.The main things to remember are that...
Reduce the effects of aging using vitamin and nutrient supplements
Supplementing your diet with the correct amount of vitamins and other dietary supplements is key in optimizing your health, especially at old age. Make sure you get your fill of omega-3 fats, probioti...
Overcome your fear of death by embracing love and happiness
So as you can see, most of this advice is about living with love, and in the present moment. Whether we’re living a normal life in normal time, or whether we’re in the end or last stages of life, ...
A life coach can help you reduce stressful decisions in retirement
Those of us who have coached clients know the extraordinary impact coaching can have on people’s lives. Be committed to having a fulfilling life and don’t settle for anything less. Feel empowered ...
Planning and preparation can help with the care of aging parents
While no one likes to talk about these issues, it is critical to have a legal and financial plan in place. There are many situations in which a medical crisis occurs, and while last minute planning ma...
Age gracefully with a positive attitude, strong mind and healthy body
The secret to aging gracefully is taking good care of yourself as you age. Drastic measures like plastic surgery can be avoided by taking the right steps to stay healthy, strong and lean. The sooner y...
Expect spiritual expansion and change when experiencing hospice
The above material hopefully has help you see how your spiritual life can greatly expand through the hospice experience. Let’s all take the time and energy to dive deeper into our spiritual lives an...
Forgetful? Memory enhancement is still possible as you age
Medical advances have made it possible for us to have a much longer lifespan. We all know we should eat a healthy diet, exercise regularly, and control our stress, but now there is another factor to c...
Help managing Parkinson's disease symptoms and getting treatment
There are still many questions that need to be answered about PD related to causes, diagnosis, symptoms and treatments. Studies and clinical trials are being conducted around the globe. It is imperati...
Embrace hospice as a guide on the journey through terminal illness
There arguably is no more compelling example of compassionate care in our healthcare system today than hospice. Hospice staff and volunteers can be angels on earth, whether they are providing care in ...
Ensure you track and take your medications on time
It is very important that you take your medications as prescribed, on time, and in the correct dosage. It is also equally important to ensure you are taking the medication you are supposed to be takin...
What can older adults expect from assisted living communities?
Assisted living communities provide a wonderful option for seniors to maintain as much independence as possible, with the security of knowing that, as their needs change, they can receive support and ...
Understand Alzheimer’s disease and the care options available
The prevalence of Alzheimer’s disease in our country is increasing rapidly. It is critical to understand the distinctions between normal memory loss associated with aging and very specific impairmen...
Using modern technology can help elderly people with dementia
While researchers and scientists focus on finding a cure for dementia, the person living with the disease is often left out in the cold. Technology, when delivered appropriately, can be a huge tool in...
Age beautifully and gracefully to help stay healthy and happy
Aging well is really all about being happy and healthy at each stage of life. No age is better than another and being young is no better than being old- each one has its charm. You are the creator of ...
You may be able to stay in your house with home care assistance
Home care is right choice for millions of Americans to help them stay in their homes for many years safely and comfortably. Often times this option is more cost efficient than skilled nursing homes fo...

General Travel

Stress-free airline travel with children
Using a few of these great tips can save you a lot of unnecessary headaches. You might even be able to enjoy the journey just as much as you will enjoy your destination. Now you can sit back, relax, a...
How to select a luxury resort
A luxury resort experience can be pampering, relaxing, and rejuvenating. To make the best choice, understand your values and preferences and research your target destination carefully. With a little e...
Air travel tips for a smooth trip
Air travel can be a pleasant and relaxing experience if you prepare for it by carefully choosing your seat, using frequent flier miles strategically, wearing a stylish and comfortable outfit, giving y...
Advice for business travelers
Business travel is unavoidable at times. To minimize stress, pack smart, travel comfortably, use your time wisely and research your target destination. With careful preparation you can make a smooth t...
Advice for larger air travellers
Get a good night’s sleep the night before your flight and come rested. Expect some minor irritations, but just go with it. Flying is rarely enjoyable for larger flyer but relax knowing you planned y...
Choose the best hotel for the holiday vacation
With hotels, picking the wrong one can literally ruin a trip. Make sure you read reviews and be sure to spot any consistent complaints about cleanliness or housekeeping, both of which are warning sign...
How to survive the hectic holiday travel season
Traveling during the holidays will likely never be a stress-free endeavor. It will always be a popular time to travel, and tempers will occasionally flare. But with preparation and the right attitude ...
How to find the best travel deals using online sites
There are a plethora of online tools that can help with ticket booking that are constantly evolving and changing to meet new consumer needs. Stay on top of them and learn how to best leverage the ones...
How to travel the world on a shoestring budget
Too often, money is the factor that drives people away from world travel. But, in fact, it’s easy to travel on a thimble budget of as little as $15-20 a day, if you pick the right spots. By having a...
Education travel abroad offers an exciting opportunity to immerse yourself in a foreign culture
By using your common sense and the suggestions above, you will be able to plan and enjoy an educational experience abroad....
Make maximum use of your precious vacation time by planning carefully
Travel on crack has its inherent benefits for the busy wanderlusts eager to see the world. Approached correctly, it makes the aggressive and daunting itineraries possible. Mountains, partying and beac...
Choose a green hotel when traveling and be environmentally conscious
It’s more possible than ever today to take a trip that maximizes enjoyment and minimizes negative environmental impact. Paying attention to some of these ideas can go a long way toward taking a trip...
Plan a getaway to Colorado’s wine country for a unique experience
At an altitude of 4,507 feet, and with more than 275 days of sunshine annually, Grand Junction enjoys warm summers and moderate spring, fall and winter seasons. Wine enthusiasts will find bed and brea...
Expert advice on preparing your car for the family summer road trip
Start your road trip off on the right foot and prepare your vehicle for the trek – not only will you drive away with less fear of car troubles ruining your trip, but the money you put into preventat...
How to prepare your home for overnight guests this holiday season
It’s fun to have house guests. It’s a time to socialize and show off your home. With a little expense and effort, you can freshen up your living space and not only make your visitors feel welcome ...
Plan a trip that avoids the travel nightmares
Travel is supposed to be spontaneous and fun. Some hiccups along the way are to be expected, and they can even push you into new experiences. However, you want a trip that has as few bumps as possible...
Advice on making the best of an unexpected travel delay and layover
A long airport layover doesn’t need to be dreadful. With proper planning you can make the most of your time, whether it’s working efficiently, taking a nap, or enjoying some regional cuisine. If y...
Find some alone time during a family vacation to help reduce stress
Maybe you're a single uncle that needs a break from your seven screaming nieces and nephews, or you're a mom of three who just needs some time to regroup and get back to having fun. In either case, ta...
Choose the right hotel room to ensure a great family vacation
Despite your desire to get out and explore, you'll still spend a good amount of time in the hotel room when you're traveling with kids. They need a quiet place to sleep, a warm bath, and a little room...
Plan a multigenerational vacation with seniors who have special needs
Multigenerational travel is a great way for grandparents, their children and grandchildren to spend quality, memorable time together. Many baby boomers and seniors may require special needs equipment ...
How to keep your toddler occupied and happy on the airplane
Children can either be the type of child that people love to see on airplane, or the exact opposite, an unruly bear incapable of calming down. It is up to you as the parent to lead them into every exp...

Divorce and Separation Law

The right way to separate
Again, separation is more than taking a break from your marriage and living apart from your spouse.  It is an important time to plan and reflect on you and your family’s legal, financial, and emoti...
What to do when "I do" turns into “I don’t”- A Divorce Guide
A divorce involves one of the most emotionally trying times in your life. You should be as prepared as possible to act in your own best interests....
Legal guidance for co-parenting a pet with your ex
 Life has a way of throwing us curve balls and how we adjust to them can be the difference between a happy and not so happy life. No one heads into a marriage expecting to get divorced, but when it h...
How to choose the right divorce attorney for your divorce
When it comes to finding a divorce attorney, be thorough in your research. Take into account credentials as well as personal chemistry. Be clear on all the fees upfront. Make sure you are in agreement...
Negotiating alimony during a divorce
A woman in the midst of a divorce proceeding once said “Marriage is about love. Divorce is about money.” This is so true. Alimony is one of the key money matters that must be negotiated and settle...
A parenting plan means more than trading weekends with your ex
Co-parenting is more than simply co-scheduling. Children of divorced parents can and do thrive on the same consistent rules and constructive communication as children of married couples. Taking the ti...
Divorcing and divorced dads succeed when they put the interests of the children first
Most men and women do not realize that they put their children in the middle of their disputes. It’s not something done intentionally, but you need to remember that your anger is not your child’s ...
Fathers will win child custody battles if the children are the priority in everyday life
Being a good dad means both talking the talk and walking the walk. Everyone from the ex to the kids to the guardian to teachers, coaches, neighbors, doctors and shrinks is watching. Show them all what...
Take precautions to ensure a quick and fair high net-worth divorce
The issues facing high net worth divorcing families are often different from the issues faced by lower/middle income divorcing families. As such, they must be planned for and approached in a manner be...
These child support basics will benefit you and your children
The most important thing to remember is that child support is about the needs of the children. They need support in a number of ways, financially for sure, but also emotionally by not being made a lig...
Men will prosper in a divorce by focusing on these practical solutions
As in all things, if you get educated about what’s before you and go into it expecting the worst, the chances of it being worse than you expected are about even. Get a lawyer you can get along with,...
Be realistic, reasonable and communicate for a successful divorce
It is understandable that through divorce and separation many emotions will arise between both parties. However remember that the legal system is not a tool that you can use to gain revenge against th...
Find hidden assets that your spouse has not declared during divorce
Divorcing couples must know where all the assets are. Neither side has the right to hide money and every right to use all the means necessary to discover where the assets are and what their value is. ...
Divorce mediators help you settle differences and save money
Divorce mediation is one way to settle issues relating to your divorce. Before selecting this process, it is important that you fully understand what a mediator can and cannot do, that you obtain lega...
Mediation can help you get what you want in divorce and save money
Mediation is an effective, relatively inexpensive way to settle divorces. However, you have to be prepared, be in control of your emotions, and be realistic about the results. Good legal and financial...
Know the difference between custody and shared parenting in divorce
Shared parenting and custody are often confused terms. As you can see, they are separate concepts. Shared parenting is a likely outcome for a situation where you and your ex are no longer together. An...
Parents considering divorce must protect themselves and kids
Making the decision to hire an attorney to represent you, as opposed to choosing to represent yourself, may be one of the most important decisions you will ever make. This decision can have an impact ...
A collaborative divorce avoids a court battle and reduces costs
Collaborative divorce is an alternative to a drawn out court battle. The process might result in an easier transition for the parties and their children. But collaborative divorce is not for everyone....
Choose the right divorce attorney to protect you and your family
Divorce can be devastating, especially when children are involved. Picking an attorney you like and trust and who has experience and knowledge will make a difficult time of life better for all parties...
How to get an annulment when there is misrepresentation or fraud
Annulment is different from divorce, but still requires legal representation and a court case. Be sure your circumstances meet the requirements for an annulment, and not a divorce, before you proceed ...
How to ensure your ex-spouse complies with the court's orders
Judges generally do not take kindly to those who consistently flout their orders. However, because the possible penalties for violating a court order include incarceration, it is important that your e...

Cancer

Expert advice on undergoing breast reconstruction due to breast cancer
Breast reconstruction is complex. It requires time, energy, and patience. There are a wide variety of options - implant or tissue. Do your homework. Seek an experienced, board-certified reconstructive...
Take a DNA test to avoid a breast cancer biopsy misdiagnosis
If you or a loved one is going through this difficult process, talk to your physician about steps that can be taken to ensure you receive your confirmed biopsy results. With the emotional, life-changi...
Integrate acupuncture and Western medicine to help treat cancer
There are many benefits to utilizing acupuncture therapy along with traditional Western medical treatment. Further research, education and clinical trials are being conducted to continue the validatio...
Advice on getting lymph node transfer for lymphedema patients
Lymphedema is a common problem when it comes to mastectomy for breast cancer treatment. A lot of times the problem doesn’t show up right away and may take years for it to become apparent. Lymphedema...
Recognizing moles and skin as cancerous and getting help
It’s important to remember that you are not responsible for making a diagnosis! Your task is to identify any suspicious lesions and have your internist, family physician, or dermatologist check them...
Maintain your femininity when diagnosed with breast cancer
When first diagnosed, it can be an overwhelming experience; however, taking the right steps to breathe, learn and release emotion, as well as find ways to exude your personal style, will lead to a str...
Breast cancer treatments: How to choose the best option for you
Hundreds of thousands of women are diagnosed with breast cancer and begin treatment each year. While the discovery of a positive diagnosis can be difficult, choosing a treatment option doesn't have to...
Cancer rehabilitation can help you recover and tolerate treatment
The bottom line with patients undergoing cancer treatments and in need of cancer rehabilitation is to know yourself and your symptoms. Talk to your doctors, therapists, friends, etc. Develop and keep ...
Mohs micrographic surgery can help treat skin cancer
Ensuring that you are ready for surgery also involves ensuring you are prepared for aftercare. Following your surgeon’s aftercare instructions is important so that you are able to heal properly with...
Advice for getting proton therapy treatment for prostate cancer
Proton therapy can be an ideal treatment for prostate cancer for a patient who is looking to avoid surgery or spare surrounding healthy tissue from damage that might occur during standard radiation tr...
Little known things that can reduce your cancer risk
This may be recommending dramatic changes from normal life, but getting cancer (eventually) is very normal. If you want to reduce risk you have to move from normal to optimal. That’s the science. Ev...
A patient’s survival guide: Prevent medical mistakes and misdiagnosis
The best way to prevent medical errors from happening is to take an active role in your care and the care of your family. Following these tips and being responsible will help to keep you and your fami...
Prevent cervical cancer with early detection and education
Cervical cancer is a preventable disease and is treatable when discovered early on. Regular screening and understanding the symptoms of this disease are the best way to stay healthy. Making sure the w...
Advice on helping a loved one who has been diagnosed with cancer
Being there for a loved one with cancer isn’t always easy, but being genuine, caring and thoughtful in your efforts to support them will help make the difference. While there’s no rule book to thi...
Preventing melanoma starts with protecting your skin from UV rays
Your skin is your body’s largest organ, so make skin health a priority during all months of the year. It is vital to take the lead in your skin health, educate yourself and your loved ones on sun sa...
Find the right dermatologist to remove precancerous moles
Your skin is the largest organ in the human body. It is the site of the most common type of cancer, skin cancer. Your dermatologist is uniquely qualified to diagnose and treat all types of skin disord...
Steps you can take to reduce your risk of developing lung cancer
Lung cancer can be extremely difficult to detect and treat, which is why it is the leading cause of cancer death in the U.S. While screening options are limited, it is important to follow up with your...
What to expect and how to prepare for undergoing chemotherapy
Everyone is different, their treatment for cancer is different and they react to chemotherapy differently. Your health care team wants to help you have the best possible experience. Keep them informed...
Advice on treating and managing cervical cancer
A cancer diagnosis can be devastating for anyone but now there are treatment options for cervical cancer that are very encouraging. Under the guidance and care of a gynecologic oncologist, women can c...
You can reduce the risk of skin cancer and enjoy the great outdoors
The skin is the largest organ we have so we need to remember to protect it. Most skin cancer can be prevented with proactive protection. Follow this advice for your best chances for preventing melanom...
How to manage lymphedema when undergoing cancer treatments
If you are facing treatment that could harm your lymph nodes, it is good to know that you have resources and qualified experts to help you learn about and manage lymphedema. If you think you may be at...
Stay positive when diagnosed with cervical cancer
After being diagnosed with cervical cancer, it’s essential that you take time to understand your diagnosis, talk to your doctor about treatment options, find systems of support and treat yourself ri...
How to emotionally cope when you are diagnosed with cancer
If you are diagnosed with cancer you must take the time to survey your feelings and see how the diagnosis is really impacting you. Once you understand your feelings of stress, anxiety, or depression, ...
Prepare for surgery by speaking with your anesthesiologist
Remember, your anesthesiologist is most likely a board-certified physician, just as your surgeon is. There’s every reason to entrust your anesthesiologist with your total care. But it’s also smart...
A trusted healthcare team can help manage and treat ovarian cancer
Ovarian cancer treatment is very challenging. You will not have recovered from the surgical procedure when the chemotherapy has starts. After the completion of all your treatment, it may take up to 12...

Raising Teens

Help your teenager cope with their anger management problem
When a person expresses their anger, that is a normal human emotion. To expect people not to get angry is not realistic (unless you have a lobotomy). It is how we present our anger that is important. ...
Viewing your teen as a developing adult can improve your relationship
Your teenager needs your love and support to succeed. Work to see your teen as a developing adult, who can be frustrating, and whose actions can be alarming. Try to treasure the child you have and to ...
Raising preteens and laying a positive foundation for the future
The preteen years can be incredibly fun and enriching for parents and children. However, you must rethink your parenting style from when your children were younger. Be sure to enjoy their energy and e...
Support your teen's academic success and healthy development
Support your teens in their academic pursuits in practical ways, such as leaving time for homework, as well as in emotional ways, such as empathizing with challenges and talking through possible appro...
Helping your teen navigate the college admissions process
The college search and admissions process is a complicated one, and it is natural for parents to want to help their children through it. By following these tips, you can make the process less stressfu...
Independent college consultants can help teens apply to college
Given the lack of college counseling in many of our nation’s high schools, it is completely understandable why families are relying more on independent college consultants. By following the advice i...
Teach your teenager how to avoid substance abuse
Hopefully this article has made it a little easier for you as a parent to understand how to better prevent your child from developing a substance addiction as they grow older. Raising a child can be o...
Keep your teenage driver safe behind the wheel and on the road
When it comes to driving, teens are young and inexperienced. As a result, we expect them to have a few bumps in the road when learning such an important skill. Because this is the first legal responsi...
Learn the facts on teen driving safety
Raise a respectful, polite teen by setting appropriate boundaries
Parenting tweens and teens is tough. They are emotional, dramatic, egocentric and strong in their beliefs. But they are also watching, listening and wanting a parent to parent them. Always keep in min...
Supporting your teenage daughter through the dating experience
The dating experience is full of joy and heartbreak. It is vital to be supportive and encouraging, while also setting boundaries and limits. Remember to help educate your daughter about her body and h...
Improve your teen parenting by understanding the teenage years
When raising teens, remember that children of all ages, including teenagers—replete with raging hormones and drama—make us smile, energize us, frustrate us, annoy us, anger us, pull for others to ...
How do I relate to and communicate with my teenager?
Raising teens in today’s complex world can be quite challenging. The key to success is understanding your teenagers and their behavior, as well as learning to effectively communicate and connect....
Help and protect your teen who practices self-injury and cutting
If you have discovered that your child is self-harming, this is an extremely difficult time for the both of you. Please find professional help for them and for yourself. Cutting, burning, and otherwis...
Are there any signs of abuse in your teenager's relationship?
Teens must understand that healthy relationships are about feeling good and feeling safe. And they should never settle for less. Deciding whom to have a relationship with is one of the most precious g...
Effectively communicate with your teenager about substance abuse
Preventing drug use is an important part of parenting, which can be made easier through awareness, education and understanding. Active involvement in communication and teaching by example are effectiv...
What's the best way for parents to discuss sexuality with boys?
Sexuality is a complex topic that deserves lots of conversation and parental input. For the vast majority of teens and adults, dating, romance, and sexuality form a central part of their identity and ...
Teen sexting: What all parents need to know
With the advent of many new picture/video sharing apps, it’s easier than ever to share with friends, family - and even strangers - across the globe. While picture/video sharing can be a wonderful wa...
Managing the difficult issue of drug and alcohol use in teenagers
This advice is based on an approach, which is supported by strong, scientific research. It has been proven to work for parents of adolescent around the country, and even around the world. Although the...
Help teens build resiliency, improve coping skills and ease stress
Although parents can feel helpless when they see teens suffering from stress, we have the power to greatly reduce their pressures and promote their resiliency. Knowing how chronic stress undermines su...
Managing the difficult issue of drug and alcohol use in your teen
This advice is based on an approach, which is supported by strong, scientific research. It has been proven to work for parents of adolescent around the country, and even around the world. Although the...
Parenting your rebellious teen and encouraging healthy independence
It is a challenging time for the both of you. Your teen is trying to be an individual and may be struggling with low self-esteem, peer pressure, anxiety and depression and you are struggling with thei...
Get a plan and the tools to communicate with your college freshman
Undoubtedly, freshman year is extremely challenging for most families. However, if you keep the communication channels open, the process can be a little less painful and far less stressful—for the e...
Teach your teens to recognize the dangers of distracted driving
There are only two types of distracted drivers: Those who already have caused harm and those who will. Safe drivers are different from lucky drivers. The good news is that distracted driving is preven...
How can you help your child sustain long-term addiction recovery?
Addiction is a disease, and recovery is a process that can be navigated successfully. Like all teenagers, youth with a substance use disorder, who are in recovery, still need structure, reinforcers, c...
How should you talk to your teenage daughter about dating violence?
Make the conscientious decision to discuss dating violence with your daughter as early as possible. By having these conversations with your daughter, she will become educated about what dating violenc...
Parents must create an addiction prevention family plan for teens
Addiction and substance use/abuse is a complex problem. There are no definite rules on how to deal with it in the home. It intersects both biology and behavior, and is one of the most debilitating and...
How should parents talk with their teenagers about substance use?
It is a fact that adolescence is the primary period of risk and onset for substance use. Parents must keep in mind that smart parenting is essential during this time. When talking with teens about use...
Support teens in making good choices regarding drugs and alcohol
Parents must be aware of how to help teens manage the use of alcohol and drugs. Remember that teens will be more influenced by the example you set than what you say. Teens want your attention, whether...

Wills and Estates

Helping you through probate
Probate can be a complex process depending upon the amount and value of the assets in the estate, the debts owed and the number of people involved. It is important that you know what to do and what no...
Things to consider with a power of attorney
A power of attorney utilized by the right person in the right situation(s) is a very helpful and effective tool. Unfortunately, many people sign a power of attorney without proper guidance from an att...
What’s the difference between a will and a living trust?
There are many factors that go into deciding whether your family is best served by a will-based estate plan or a living trust. Making the right decision can save money, hassle, and heartache. Like mos...
Should I leave assets outright or in a trust?
Leaving assets to heirs can be a tall task for people. There are often numerous considerations that need to be addressed, including whether to leave assets in trust or whether to leave those assets ou...
Evaluate elder’s competency to protect their health and finances
A competency evaluation team includes medical professionals and clinical psychologists who evaluate a person's cognitive functioning, memory capacity and reasoning capability. These factors are import...
A revocable living trust will protect your assets and avoid probate
Though setting up a living trust may seem complicated compared with a will, ultimately it may provide you and your loved ones with more options when it comes to planning for the future. Because estate...
Create a postnuptial agreement to protect your financial future
When bringing up the topic of getting a postnup, always remember that this is a financial plan for your future; to protect the finances you and your spouse have acquired since being married. Always ma...
Create a written will to protect loved ones and give you peace of mind
Writing a will is an emotionally fraught issue. For many people, making sure their relatives and loved ones are taken care in the event of their demise is essential. Though there are myriad issues and...
Expert advice on deciding if a prenup is right for you
A prenup is what you make it. It can be simple, straightforward and equally protect both parties. It can be used simply as a planning tool to expedite a divorce, or it can be used to protect only one ...
Ensure your pets are taken care of in your estate plan and will
Determining what should happen to your pets if you become unable to take care of them is an important and often overlooked part of estate planning. If you think of your pets as members of your family,...
A will helps control the distribution of your estate after death
Even if you desire to leave all of your property to those who would be considered your “heirs at law,” a simple self-proving will appointing an independent executor will streamline the probate pro...
Newlyweds should prepare a will and discuss estate planning
This article discusses some of the most important estate planning issues to be concerned with for newlyweds. If you need further help, you should contact an estate planner or an attorney who is experi...
How to correctly modify your will after having a child
Simple steps can be taken to protect your minor children should something happen to you. Updating your will by appointing a guardian, creating trusts, and appointing trustees can ensure that your mino...

Caring for Teens and Adults with Disabilities

Teens with special needs must prep for transition to adulthood
It is important to give teens the tools, strategies and confidence they need to learn about their disability, learning style and strengths. This is necessary so they can develop their self- awareness,...
Achieving inclusion for college students with special needs
Every student--with and without disability labels--deserves the opportunity to pursue higher education. We must move away from the subtle and not-so-subtle discouragement that prevents students with s...
Caring for an aging sibling with disabilities entails teamwork
As your loved one with disabilities ages, the challenges can be daunting. By planning ahead and working with family members and professionals, you will find that you are not alone, and the journey can...
Negotiating adulthood as a teen or young adult with disabilities
It is vital to create a strong vision and transition plan for young adults with disabilities. Approach this vision and plan with creativity, flexibility and commitment. Instant messaging, getting a dr...
Tailoring sex education to teens and adults on the autism spectrum
When kids with ASD start to get older, parents panic. While they used to want their kids to do the same things as their peers, suddenly they no longer want them doing what the “normal” kids are do...
Supporting postsecondary success for teens with learning differences
Embarking on a postsecondary pursuit can be an intimidating venture--for both the student and the parent. Students with learning differences will continue to require support through their postsecondar...
Students with disabilities must plan for postsecondary education
Detailed planning for entrance into postsecondary education is vital for the success of students with ID. Start early and be sure to include high school coursework, which is necessary for entrance int...
Building connections and community for teens with disabilities
As parents raising children with special needs, you can do this. Don’t forget to take care of yourself, get some rest and do some fun things just for you. Who knows? You may meet someone in your yog...
Recreation can help teens with needs transition to community life
For individuals with disabilities, collaboration is the key to success when it comes to transitioning from school to community life. Focus your efforts on developing appropriate social, interpersonal ...
Helping teens with autism spectrum disorder prepare for college
Planning for college is an exciting time. While it can be stressful for any student, it is particularly challenging for students with disabilities. There are many things that can be done well in advan...
Teach kids with social learning challenges to become independent
Being social is an everywhere skill. Whether the setting is at home, at school or in the community, we are constantly using our social sense to figure out how to be around others. Some of us excel at ...
Preparing teens with special needs and learning issues for college
Transitioning a high-functioning child with ASD or other neurologically-based learning disabilities is a long process that does not occur overnight. Working on independent living skills pays off in th...
Making college a reality for youth with intellectual disabilities
Young adults with intellectual disabilities have more college options open to them than ever before. And just like their peers without disabilities, they should start early in preparing for these oppo...
Sexuality education is vital for teens with intellectual disabilities
Because sexuality education is a very important subject for special education students, parents must advocate for a meaningful program in their local school district. A teen or young adult with a disa...
How can individuals with disabilities seek and pursue employment?
Everyone who wants to work can do so--no matter how significant a person’s disability-related employment barrier may be. Supported employment and customized employment technologies often hold the ke...
Help teens on the autism spectrum to navigate social relations
The teenage years are a tough time in the life of teens and their parents. Even though they are looking to be more independent, they still need guidance. Just because their chronological age is that o...
Person-directed planning can empower individuals with autism
In spite of the communication, social and consistency challenges that some individuals with autism spectrum disorder present, many on the autism spectrum are able to partake in a planning process that...
Explore postsecondary options for students with learning differences
At first glance, the college search process can appear overwhelming. However, it can be a very enlightening time for both students and parents. Particularly for students with learning differences, tak...
How can parents help youth with special needs to become adults?
The parents of kids with special needs are tough heroes who climb uphill every day in honor of their kids and their rights. And the parents who are able to let others in and let their kids truly grow ...

Estate Planning

Planning your funeral service in advance gives you peace of mind
Beginning the pre-planning process presents several choices to consider. A good start is by searching online for a funeral service that suits your needs. Simply making an appointment at a funeral home...
Advice for selecting the right estate planner for your situation
Like any other professional engagement, the biggest problem is often finding the one you are comfortable with and who possesses the skill and knowledge to address your situation properly. The list of ...
Having a baby? Create an estate plan to protect your family
Don’t feel that setting up an estate plan when preparing for a baby is one more burdensome item on your list. Embrace the moment but think about how you’ll want your spouse and new addition taken ...
Create a well-designed estate plan for you and your family
There are many shapes and sizes of estate plans, from basic to very complex. Finding the one that is right for you takes some thought and planning, but is not that difficult to do. Approach the proble...
A well-rounded estate plan will help protect your family
Compile and evaluate all of your assets and think about how you’d want them safeguarded after you’re gone. Think about how you’d like your spouse and kids cared for. Finally, consult with an att...
Receive an inheritance recently? Here is expert financial advice
Receiving an inheritance leaves most people feeling overwhelmed and confused. Figuring out how to manage it can be financially and emotionally draining on something that should be a real blessing. Pla...
No family to pass your assets to? Advice for creating an estate plan
An estate plan is a personal thing, so make sure your assets go where you would like them to after you’re gone. Trusting those who are put in charge of caring for those assets is important and you s...
Plan your funeral service and ensure your wishes are fulfilled
Funerals are meant to provide ceremony around the loss of a loved one, which will help those left behind to grieve. Grief is a complicated and difficult emotion, so helping families walk the path of g...
Choose the right casket for your loved one when planning the funeral
The purpose of a funeral is to celebrate a life well-lived. Choosing the right casket is just part of the funeral experience, but it can be one of the most overwhelming given the sheer number of optio...
Advice for choosing a qualified estate planner
Creating a legacy for your family is important. If you want a will or trust that will ensure that the wealth you have created is passed to the people you want, they way you want, with the least cost a...
Save your family the time and stress of probate with your estate
Taking the time to understand your options and to set up non-probate options such as revocable trusts, TOD accounts, or lifetime gifts can protect your privacy, simplify your estate administration, an...
Create an estate plan that works for you and your beneficiaries
Planning and creating a will is an important step in your life, and it is not one that should be taken lightly. However, it does not have to be daunting or depressing. It can be an assurance that your...
Financial steps you must take immediately on the death of a spouse
The next few months (and years) will be a transition period in many different areas, including your finances. Get organized and recruit professionals, family and friends to help. Tackle the time sensi...
A new baby is good reason to review and update your estate plan
These are a few general do’s and don’ts for a new parent to consider, but certainly not a complete list. Consult with experienced professionals for guidance in how to make the best plan possible. ...
What every young mom needs to know about wills and estate planning
So once you have completed your estate plan, give yourself kudos! You have done what so many people fail to do—even the rich and famous. As you begin to work on your estate plan, make sure that it i...

Raising Healthy and Happy Kids

Helping kids feel comfortable and safe in the water is key
Time spent at the pool can be some of the happiest experiences in a person’s life. Enjoy these moments, always stay positive, and laugh and play with your children. Pick out fun bathing suits, caps,...
Optimizing brain enrichment through positive digital screen time
MRI studies show that the use of imagination and multisensory experiences increase blood flow to the brain. This is connected to neuronal activity, where new synapses can be created and dormant ones a...
De-stressing doctor visits fosters a lifetime of health for kids
By following this advice, regular doctor visits will be a piece of cake. Remember, it is possible to turn potentially dreadful experiences into fun events for your children. And making a visit to the ...
Being proactive can help emotionally traumatized kids to heal
Children can be traumatized as a result of bullying, violence or threats. However, by being prepared and knowledgeable, parents can help minimize the effects and begin the healing process....
Proper nutrition can improve kids' learning and behavior problems
Providing and encouraging a healthy diet can be a big challenge for busy parents. And in some homes, a child’s diet is non-negotiable because it is so important for health. However, the bottom line ...
Help guide your child’s path to effectively coping with anxiety
Anxiety is a normal emotion that all humans--including children--experience on a routine basis. However, children can experience anxiety to such a degree that it negatively impacts life or causes subs...
Establishing safe, fun and productive bath time for children
Safely bathing oneself is an extremely important skill for children to learn as they develop and become independent. However, bath time tends to be a stressful experience for many parents and children...
Jumpstart your family’s day with a positive morning routine
The morning routine contributes to children’s overall health and happiness. Following a good morning routine can squash speed bumps and get the day started in a positive way for the entire family....
Parents should influence their children to eat healthy and exercise
Don’t let your child be a statistic in the obesity epidemic. Start putting these tips into practice, creating healthy habits for you and your children, who will then be more likely to do the same fo...
Finding a happy medium when enrolling kids in afterschool activities
Before you commit your child to an activity, make sure you examine your needs, your child’s needs and what is best for the entire family. Remember to focus on the big picture when making these decis...
Advice for raising emotionally happy and healthy twins and triplets
Raising multiple-birth children is a challenge. It is important to avoid or diffuse competition and fighting. Additionally, respecting your children’s need for individuality, while respecting the tw...
Creating healthy and happy mealtimes for children and parents
Family mealtime is a crucial time to connect with your children and family--and to truly embrace each other. This is the time to create rituals and togetherness, as well as to serve healthy, nutritiou...
Helping the entire family achieve a stress-free holiday season
The holidays are a wonderful time of year because they encourage families to spend time together. The season also presents the perfect opportunity for parents to reinforce the importance of giving, sh...
How you can boost your children’s self-worth and self-esteem
Via positive reinforcement, strength based therapy and promoting socialization along with several group activities, children can become the most productive, capable citizens they can be as opposed to ...
How can parents raise happy children with balanced priorities?
There is no magic bullet that will guarantee your child’s long-term happiness. But the good news is that parents are in the best possible position to help their children develop a skill set that wil...
Family meals foster healthy eating habits and close connections
While many parents understand that family meals are important, they are not making the effort, due to conflicting schedules and the need to multitask. But separate meals result in a lack of cohesivene...
Advice for motivating your kids and supporting their successes
Every child wants to achieve success. No child wants to fail. So it is important to protect your child's motivation. If you see your children becoming discouraged in their school work or in a new acti...
Parents can help kids make a difference in the lives of others
The benefits that kids get from volunteering are quite amazing and life changing. It is important to show children early on that they can have a positive impact on the lives of others. While Alex woul...
Help your children develop confidence and a healthy body image
The Girl and Boy World will inevitably attempt to convince your children that they must conform to a specific way of looking and acting. While it is extremely difficult to completely protect your chil...
Teach your anxious child better ways to cope and manage behaviors
Remember that anxiety is a normal part of life, but some children struggle with it more than others. Collaborate with your children to find effective strategies to decrease their anxiety, such as an a...
Helping girls love their bodies and cultivate healthy self-esteem
Girls must stop viewing themselves as imperfect pieces, but rather as unique and a one-of-a-kind creations. They must be taught to practice self-acceptance in each moment, and to stop hating themselve...
How can parents help their children minimize unnecessary stress?
You cannot escape all stress. While it is important to recognize that some stress is good, when your child becomes anxious, weepy and unable to focus, it is time to make changes in your family’s lif...
Parents can teach children to recognize and label their emotions
Young children deal with many of the same emotions that adults do. They feel happy, angry, embarrassed, sad, frustrated and nervous. However, they often do not have the words to talk about how they ar...
Expert advice for parents trying to raise emotionally-healthy twins
Whether it is relationship problems, career concerns or existential dilemmas, if you have a close connection to each of your twins, they will likely come to you for your guidance and input. Understand...
How can you raise body-confident kids in an image-obsessed society?
While body image issues are on the rise in children, parents are not powerless when it comes to helping their kids grow up with the confidence they deserve. By being vigilant of the messages they are ...
Expert advice on raising honest children
Being honest is a lifelong process that begins early. Use every opportunity to nurture and grow your child's honesty....
Broaden your child's diet and establish healthy eating behaviors
Every parent wishes to raise a good eater who is excited to experiment with new foods. But kids are notoriously picky. Instead of giving up and making the same three dishes over and over again, try to...

Retirement Planning

Gen Y workers must start saving and investing early for retirement
Developing an effective retirement strategy as early as possible helps ensure you have lasting financial success. You can have more peace of mind that you’ll actually be able to retire when you want...
Have the money you need for retirement with lifetime income annuity
Lifetime Income Annuities, also called Single Premium Immediate Annuities, provide an income stream that you can never outlive. You can use that contractually guaranteed payment to help budget and cov...
Expert advice on choosing lifetime income annuity program
Lifetime Income Annuities (aka: Single Premium Immediate Annuities) are the purest form of “transfer of risk” annuity strategies available to the public. These products are contractually guarantee...
Take control of your future with a self-directed retirement plan
Self-direction as a retirement wealth-building strategy can be a great way for savvy investors to take control of their investments with alternative assets they already know and understand. It is cruc...
Know how to financially plan for retirement so you can retire on time
There you have it. By sticking to these simple and straightforward guidelines, you’ll be well on your way to planning for your retirement years successfully....
Understand net unrealized appreciation for your 401K
Failing to take NUA treatment into account is the #1 mistake people make with respect to their qualified retirement plans. If you own employer stock in a 401(k), ESOP, or other qualified plan, be sure...
How to benefit from rolling over your 401(k) to an IRA
Whether you feel like a 401(k) plan or IRA is right for you, it’s important that you have a firm understanding of what both options bring to the table. Take the time to consider every angle and stay...
Expert advice on retirement planning for small business owners
So, what is the end result of setting up and funding a small business retirement plan? Well, nothing beats the happiness of a small business owner who is able to retire and have a bucket of money allo...
Planning for health care costs is vital to successful retirement
When it comes to retirement planning, don’t delay. Start planning today. If you stay on top of your future healthcare costs, you will not only gain confidence from being prepared, but you can relax ...
Key considerations in saving for a confident retirement
Whether you’ve been saving for retirement for 20 years or you have your head in the sand when it comes to putting money away, it is important to remember that it is never too late to start and there...
Save for retirement the moment you land your first job after college
Don’t ever allow yourself to fall into the mindset that you have the rest of your life to save for retirement. The sooner you start saving, the brighter your financial future may be. Make a commitme...
Guarantee income in your retirement with fixed indexed annuities (FIA)
Fixed indexed annuities are a wonderful way to balance out a retirement portfolio because they are a low-risk insurance product that increase with index growth and are protected from market volatility...
Young people: take a new investing approach to retirement planning
The retirement landscape is shifting, and it’s important to understand what you need to do to ensure your retirement savings is secured. Use these tips to protect your future....
Plan for retirement and get the most out of Social Security benefits
A wide variety of factors will determine the optimum strategy for claiming your Social Security benefits. Everything from age, health, income, and even marital status can have an impact. Periodically,...
Understand the differences between deferred and immediate annuities
Gain control of your financial health for retirement with a budget
We have created the basic tool—the budget—to provide you with a guide to your financial health. Life spans have increased; therefore, retirement funds need to last longer. A budget is not written ...
Start planning for retirement as soon as you get your first job
Financial planning is a lifelong process, and the sooner you get started, the better. Planning ahead means you will not only have a more comfortable retirement, but you also may be ready to retire soo...
Advice on how to reduce the fees on your 401K retirement account
The big enemy to your retirement savings plans is the fees many traditional plan funds charge whether you are aware of them or no. While seemingly small, these fees have significant impact on your sav...
Expert advice on planning your retirement together
As you can tell, planning for your retirement as a couple is a multi-faceted and complicated effort. It should be a wonderful time of your life together, but without looking at that picture from diffe...
When to collect social security benefits in retirement
Deciding when to take Social Security is an extremely personal decision and can ultimately be a very difficult one. It’s important to weigh all of the factors and consult your financial advisor in o...
Make the most of your money and minimize taxes in retirement
Taxes can be one of the largest items in a retiree’s budget. However, taxpayers can use a combination of annual and long-term planning in order to keep their tax bills to a minimum and to maximize t...
Retiring overseas is possible with careful financial planning
Retiring abroad should make sense both financially and personally. For many, moving overseas provides lower healthcare costs and a higher quality of life. Before making this Money Milestone move, make...
How to make sure your retirement savings lasts the rest of your life
There are many strategic moves - none of which are a complete answer - that seniors can take to ensure that they don’t run out of money. It requires discipline, strategic planning and an approach to...
Advice for when you lose your job and forced into early retirement
An unexpected retirement after being forced out of your job can be unsettling, but it’s not impossible to remedy. If you have prepared as best you could for your planned retirement date, you will ha...
Create financial security and well-being for your entire family
By following this advice, families can take control of their finances and help give their children the best possible start in life. After all, as parents, we often say our kids are our biggest reward....
A low-risk annuity investment will ensure steady retirement income
The day you step into retirement, your entire financial life collapses down to one issue, and the issue is perfectly binary. There are only two possible outcomes, and they’re mutually exclusive. On ...

Marriage and Couples

Get help if you are unsure of your marriage or relationship
Making a decision about changing a relationship is one of the hardest things that people do. When there are kids involved, that decision making process is even harder. Give yourself the time that you ...
Date night is a must for parents to ensure a healthy relationship
Finding the opportunity, and the courage, to spend time alone with your partner isn’t easy for many parents. Not only are there the very real demands of modern family life, fear and hesitation may b...
Parents can still have a romantic relationship while raising kids
Most long-term couples - especially parents - go through periods when their romantic life loses its vitality. While it can be pretty distressing, try to regard it as a normal stage in the life span of...
Admitting when you are wrong supports a healthy relationship
Remember, the one who apologizes or gives into their partner is not admitting they are wrong, but supporting their relationship over their point of view. And true love always overcomes self-righteousn...
Save your relationship with an experienced marriage counselor
You want to pick a marriage counselor who has a good amount of experience and who focuses on marital issues as his focus of work. It is also important to get a counselor who will help you experience c...
Expert advice for a strong and passionate marriage and relationship
Strengthening your marriage is a necessity, not a luxury. Marriages cannot afford to be in an inert or status quo state. We need to work on ourselves and the relationship to get the most out of it. As...
Expert advice on meditation and how it can improve your relationship
Meditation, being mindful, and appreciative will improve all aspects of your life and relationship. Just like going to the gym, the most important thing is to start and be consistent, and all the bene...
Get the love you want in your relationship with help from a therapist
You may ask yourself, what can I get out of couples therapy? The answer lies in what you are hoping to learn about yourself, your partner and/or your troubled relationship. People go to couples counse...
Maintaining sexual and emotional intimacy is vital for parents
Many couples will make changes in their lives for the sake of their children before they will do it for themselves. But having a thriving, robust sex life is possible when you have children. In fact, ...
Expert advice for keeping the romance alive after having a baby
Most new parents feel daunted by the difficulty of keeping their sex life alive. Faced with the multitude of challenges that come home with the baby, it can feel like an unsolvable riddle. But with so...
Do you tell your fiancee that you don't love the engagement ring?
The Maybe Factor: If it’s a family heirloom, all bets are off and a whole new set of rules apply.Prevention is always best. If you slip your partner hints from the beginning, most of this could have...
Emotionally connect to make it a good relationship and marriage
Emotional connection is an essential ingredient in a healthy relationship. It is built and destroyed by the way you handle little everyday things. As the saying goes “The devil is in the details.”...
Parents can rekindle their intimacy to create a strong marriage
Intentional acts of love, kindness and sensuality stimulate the part of our brain that thinks, “Yes, I am a sexy person and not just a parent.” These small connections may not be explicitly sexual...
Great first wedding anniversary gift ideas for your husband
Whether it’s a special watch, cufflinks or a ring, there are many unique jewelry pieces that you can purchase for your husband on your first wedding anniversary. Consider these tips to find the perf...
Fostering strong connections is essential to family well-being
Creating traditions of connection in your relationship is vital for building a lasting bond. Work with each other on introducing and nurturing behaviors that will put you back on the path towards each...
Create meaningful relations by nurturing fulfillment and intimacy
Sustaining long-term intimacy is real and attainable. By following these steps and making a commitment to practice, you can achieve new levels of happiness and fulfillment with your partner and in you...
Understand the 4C's and get the best value when buying a diamond
From understanding diamond grades to knowing your lady’s preferences, from asking if a diamond is color treated to watching out for simulants, it’s important to have background knowledge before yo...
How to create the perfect marriage and avoid divorce
The power to create a successful marriage lies in our very own hands. Divorce can truly be avoided if we each do our part to foster a climate of love, devotion and commitment. We must recognize the pa...
Plan the perfect Valentine's Day for your wife or girlfriend
Valentine’s Day is about celebrating your relationship, and expressing your love. It’s the thoughtful little things that show you truly care; so swap the pricey present for a new experience togeth...
Tips to ensure parenting does not interfere with your marriage
Being a parent is tough. But it doesn’t have to interfere with your marriage. Parenting and marriage should both be fun. And if one is causing problems for the other, that’s a sign that you are do...
How to put the sizzle in your sex life regardless of your age
Acknowledge, address and resolve your issues in and out of the bedroom. We all need more fun in our lives. So beginning today, talk to your partner and jointly make a decision to take whatever steps a...
Improve your marriage and relationship through better communication
Even if your relationship is on a rocky road at the moment, smoother sailing can be just ahead. Strengthening your communication skills and making time to connect every day will go a long way to impro...
An unplugged weekend getaway will do wonders for a relationship
A change in scenery and pace creates the opportunity to change your perspective. Getting out of your routine shakes things up and helps you rediscover and rejuvenate yourself and your relationship. Th...
How can married couples thrive when one partner has adult ADHD?
It is possible that you are one of the millions of couples whose relationship is on the rocks because of undiagnosed adult ADHD. If you think you detect symptoms of ADHD, such as chronic distraction a...

Kids with Autism Spectrum Disorders (ASD)

Children with autism need special care to ensure oral health
Children with autism cannot always communicate their needs. Consider the aforementioned tips to make sure your child receives the care he or she deserves. A child’s mouth is a gateway to the rest of...
Early detection for autism can significantly impact your child's life
The best policy is to be open with your pediatrician. No question is a silly question. When it comes to your child’s health and wellness, being a little over-cautious is a good thing. If you find th...
Children with autism spectrum disorder will grow with help at home
Every child progresses at different rates and has different interests. Be patient with your child and celebrate the small achievements. As a parent, join an autism parenting group where you can meet o...
Communicating at home with your child on the autism spectrum can be rewarding
First, take care of yourself. Second, you should start thinking about communicating in a fun way that is natural and doesn’t have to take a lot of time. Think about how to interact with your child i...
Understanding a child on the autism spectrum can help them thrive
Parents raising children with ASD no longer need to feel hopeless and lost. As the number of children with neurobehavioral issues steadily increases, so has the number of resources and programs availa...
Exercise is vital to a healthy lifestyle for kids with autism
Exercise is extremely important for kids, whether it takes place in a class setting or at home. Be sure to make the exercises appropriate for your child by changing the movements, environments or prog...
Doing your homework before using nutrition to treat ASD
Before starting supplements or a new diet, it is important to check with your child’s doctor or a registered dietitian. Because few studies have looked at the total intake of nutrients from food and...
Helping kids on the spectrum learn to use their vision is vital
To function optimally, every individual needs a visual system that works efficiently and correctly. Allowing kids with ASD the opportunity to learn how to effectively use their vision will help them r...
Helping kids on the autism spectrum to use their vision is vital
To function optimally, every individual needs a visual system that works efficiently and correctly. Allowing kids with ASD the opportunity to learn how to effectively use their vision will help them r...
Advice for providing grief support to kids on the autism spectrum
Grief is a chaotic and difficult time for all of us. It is a normal and natural response to the death of someone we love. Each person mourns and grieves through the lens of their own particular way of...
Help kids on the autism spectrum improve language and reasoning
The key to helping children with ASD is to understand what causes them to become emotionally dysregulated. By helping them use language to express their feelings, they can help us better understand wh...
Making exercise part of life for children on the autism spectrum
Exercise is the gateway to improve self-esteem, fitness and relationships for individuals on the autism spectrum. While physical activity promotes a healthy lifestyle, it is vital to adapt to your chi...
Reaping the benefits of exercise for those on the autism spectrum
Physical activity has been shown to improve fitness levels and motor coordination in individuals with ASD. Increasing aerobic exercise can greatly reduce negative, self-stimming behaviors that are com...
Managing picky eating in children with autism spectrum disorders
It can be very difficult when your child doesn’t have a healthy diet and you end up cooking two dinners every night--a hotdog for your child and roast chicken for the rest of the family. But it is n...
Helping your children to understand their autism spectrum disorder
Don’t keep secrets. Help your children to conceptualize their ASD in their own way, on their own developmental terms, so they can explain themselves to themselves--and to others. Not understanding t...
Helping children with autism spectrum disorders face their fears
Children with ASD and anxiety face a variety of obstacles in school, home and community environments. However, these children also have tremendous strength. With the right tools and support from an al...
Teach social skills to individuals with autism spectrum disorder
Social skill proficiency is an integral and essential part of our daily life. By diagnostic definition, individuals with ASD often struggle to learn and demonstrate appropriate social behavior in acad...
Ensuring safety and security for children on the autism spectrum
As adults, we practice our risk management skills every time we lock a door or put on a car seat belt. Taking these precautions becomes part of our daily routine. While developing the resiliency to ad...
Evaluating educational programs for kids on the autism spectrum
Evaluating educational programs and determining which one is best for your child is an arduous task that takes much time and patience. Remember that you are the person who knows your child best. Be pr...
Helping kids with autism spectrum disorder bond over music
Music is a powerful way to express oneself and feel connected with others. Bringing music into the home setting can help family members bond with each other in a creative and motivating atmosphere. No...
Creating Halloween traditions with kids on the autism spectrum
It is vital for kids with ASD to feel safe and comfortable. However, the holiday of Halloween is full of traditions that do not support these needs. As a result, families must find a way to create the...
Teaching vital safety skills to kids with autism spectrum disorder
Safety is critical for all kids--especially kids on the autism spectrum. Teaching the skills necessary to maintain personal safety is essential to promoting independence for those with a developmental...
Learning to connect with nonverbal kids on the autism spectrum
Children with ASD often develop on a different timetable or in a different order than is expected. It is important to relax, respect, and be authentic and humble. Remember to try and connect with the ...
Positive behavioral supports for children on the autism spectrum
When building habits, it is vital to rehearse in order to create synchronicity and behavioral momentum. To implement positive guidance techniques, don’t forget to keep it simple and achievable. Prac...
Build connections and self-esteem with Autism Movement Therapy
By using Autism Movement Therapy with kids on the autism spectrum, the brain can be cognitively redirected or re-mapped. AMT’s repetition of movement patterns and sequences establishes pathways for ...
Kids on the autism spectrum can improve social skills through play
Every child speaks the language of play. Kids know when you are playing to get something versus when you are playing to have fun. All parents have witnessed their child’s tenacity and persistence wh...
Celebrating a happy holiday season with kids on the autism spectrum
Be sure to have fun this holiday with all of the members of your family. Let each one know how much you enjoy their company. Don’t forget to meet kids with ASD at their developmental level, which ma...
Communicate and connect with children on the autism spectrum
Many people have a difficult time communicating with children with ASD. While communication can be challenging at times, it is possible if you meet each child with the intention of connecting and you ...
Managing the wandering tendencies of kids on the autism spectrum
The issue of wandering is a serious concern for many families in the autism community. But with appropriate precautions and education, caregivers can significantly reduce the risk of wandering....
Using service dogs to help kids with autism spectrum disorder
Service dogs can help children and their families--not the disability. A service dog can be valuable medicine for a child with ASD. In a world that is frequently marked by criticism and loneliness, a ...
How can kids on the autism spectrum get the most out of an iPad?
Getting familiar with your new iPad is just the beginning of a steep learning curve. It is not that the iPad is so difficult to access. In fact, it is fairly intuitive and simple. The learning comes w...
How to parent siblings of a child with an autistic spectrum disorder
Parenting is a challenge, and that challenge may be complicated if you have neurodiverse children. Creating a bond between siblings when one has an Autistic Spectrum Disorder takes understanding. The ...
Help young kids on the autism spectrum avoid behavior challenges
Parents usually see a huge improvement in their child’s behavior when they begin to use visual strategies for challenging situations. It’s not difficult for parents to learn how to use simple visu...

Kids with ADD/ADHD

Your child with ADHD needs your support to help them grow and succeed
Raising a child with ADHD does not come without its challenges. Knowledge about ADHD and understanding who to call for help are the key components of parenting your child with ADHD. Some very simple s...
Embracing differences and strengths will help your child manage ADHD
Having a diagnosis of ADHD is not a bad thing. It is just different. Help your child embrace these differences, learn to live with them and focus on their strengths, instead of their weaknesses. Remem...
Understanding ADD/ADHD drugs will help families make good choices
Ultimately, the decision to begin drugs for a child with ADD/ADHD rests on parents--and should be made with confidence and security. It is essential for parents to get the facts and understand the ram...
A parent's approach can set the tone for how kids manage ADHD
As parents, how you approach your child’s ADHD will set the tone for how your child manages ADHD. When you show your kids compassion and understanding, you teach them to love themselves and see thei...
Improve attention span at home for your child with ADD/ADHD
By following these tips for home structure, children with ADD/ADHD learn proper study habits, improve hygiene and take back control of their lives. This way, parents reduce the chaos and create succes...
Understanding natural treatments for kids diagnosed with ADD/ADHD
The common solution for parents raising kids with ADD and ADHD is to hastily medicate. Many parents are not given suggestions for natural treatments and lifestyle modifications. Consequently, it is vi...
Recognizing the possible signs of ADD and ADHD in your children
The first step to addressing ADD/ADHD is recognizing the signs and symptoms. If your child does receive a diagnosis of ADD/ADHD, work with your pediatrician, therapist and school to develop a personal...
Parents must understand the causes of ADHD and then seek solutions
While ADHD is widely recognized, it is not well understood. Rather than a specific disorder, it is a collection of symptoms that can be brought on by many different things—some which took place befo...
Provide support and guidance for your child diagnosed with ADHD
If you are comfortable with the decision that your child has ADHD, or characteristics of ADHD, then you know it will not be effective to make the task easier, more challenging, or more suitable to the...
Parents can improve sleep habits for children diagnosed with ADHD
Many behaviors, such as those related to ADD/ADHD, are exacerbated by a lack of sleep. The effects don’t stop with the child, but invariably affect at least one of the parents. Take some time to fig...
Focus on structure and passions when raising a child with ADD/ADHD
The most important thing to remember is that you, as your child’s parent, serves as his or her best advocate. Raising children with ADD/ADHD can be challenging, but it also can be an immensely rewar...
Help children with ADHD and dyslexia to reach their potential
Your child with dyslexia and/or ADHD has the potential for a great future. By identifying the root cause and matching that to the right program, your child can make amazing academic and emotional gain...

Loss of a Child

Creatively coping with the loss of a baby is essential for healing
Losing a baby is one of the most difficult losses that anyone can experience. It is incredibly painful and life-transforming. However, it is important to know that you are not alone and that it is pos...
How can parents manage their grief after the death of a child?
Living after your child has died is difficult at best. The journey through grief is necessary, but there are no maps to get you through to the other side. Hopefully, these suggestions will help start ...
Healing after the loss of your child: Expert advice for parents
Parents who lose their children are survivors. Each parent will travel their own unique path through healing. It is a lonely and arduous journey of losing yourself, losing your child and losing your i...
Learn how to live after loss and cope with the death of a child
The death of a child is an earth-shattering, life-altering event that no parent ever wants to experience. The pain and devastation bereaved parents feel is often overwhelming. Nevertheless, bereaved p...

Obsessive-Compulsive Disorder

Advice for helping your teenager overcome OCD
Helping your teenager with OCD can be challenging. Your child needs your support and encouragement. Working with the therapist, encouraging them to improve, and being patient are the best intervention...
To help you treat OCD, you need to develop mental strength
OCD or Obsessive Compulsive Disorder is a common form of anxiety. It includes the repetition of unwanted thoughts and unwanted rituals. Treatment involves changing your thoughts, acknowledging and fac...
Advice for spouses and partners with obsessive compulsive disorder
OCD is a relatively common psychiatric disorder, affecting about 1/40 individuals. It is characterized by repetitive, intrusive thoughts and behaviors aimed at reducing the impact of these negative ru...
Reach out for support to help manage symptoms of postpartum OCD
PPOCD can be scary, and it’s very real. The thoughts and obsessions can make you fear you are going crazy. However, you are not alone, and should not feel ashamed. Reach out for support!...
Teens - Don't be afraid to ask for help with OCD
Obsessive Compulsive Disorder (OCD) consists of obsessions, compulsions, or both. Obsessions and compulsions interfere with life and cause strong feelings of distress. If you have symptoms of OCD, the...

Men's Health

Recognize symptoms of erectile dysfunction and get help
Whomever you receive medical attention from should be able to assess your health concerns, symptoms, and potential treatments tailored to your specific situation. If you don’t feel comfortable with ...
Using marijuana can be a contributing factor to erectile dysfunction
There has been a scientifically proven link between marijuana use and an increased risk for erectile dysfunction due to the discovery that THC inhibits the penile muscles. This does not mean, however,...
Using marijuana can have adverse effects on male fertility
Infertility is a sensitive and complex issue among couples. The best way to combat this issue head on is to speak with a medical professional together as a couple, without placing blame or injecting g...
Address the psychological effects of erectile dysfunction (ED)
Erectile dysfunction can become a serious health concern if left untreated, impacting both your physical and emotional wellbeing. Neither issue should be neglected, as each can negatively influence th...
Satisfy her and have better sex by reducing premature ejaculation
Men can help women achieve more orgasms if they change the way they have sex. Instead of mounting her in missionary position, slow down your movements and focus on what will pleasure her the most. Als...
Men's mental health issues are often misunderstood, get help now
Men can benefit from therapy when they have the right attitude and keep an open mind about it. If you follow the leads from this article, it can help you get the help that you need and maximize your u...
How to speak with your loved one about erectile dysfunction
Although opening up to your partner might seem scary at first, you’ll soon discover that doing so (if done following the above advice) will actually bring you to a place of greater acceptance and re...
How men can supercharge their fertility
These measures should help men supercharge sperm and aid in the goal of becoming a father. If you have any questions about whether or not you have fertility issues, be sure to speak with a fertility s...

Coping with Death and Grief

Cope with grief in a culture that tends to not honor bereavement
Perhaps you’ve already noticed, the most important thing we need to do when we’re grieving is to love ourselves deeply. This is easier for some and not as easy for others. If we already know ourse...
Learn how to cope when a loved one commits suicide
I hope that this discussion of an admittedly difficult topic helps. Perhaps the best reaction to suicide is re-dedicating our lives to creating a better world in which those who are suffering so have ...
Use memories of the person you lost to help you grieve
There are many ways to use your memories to help yourself through the loss of a loved one. You can enjoy thinking about the happy memories, and you do not have to stay angry, sad, or have regrets. Goi...
Participating in a grief support group can benefit your well-being
Groups that are created to support and provide community for those dealing with grief make an important impact. There is one constant in the journey of someone who has lost a loved one: something big ...
Grieving is normal, but it's vital to do so in a healthy way
While grief is often described as a “process,” the truth is the process is never the same for anyone. Just as our interpersonal relationships with friends and family are different and ever-changin...
How to explain death and terminal illness to your loved ones
Knowing how to start this important conversation and what to say and what not to say can help ease your own fear and anxiety during this time. Odds are you are also grieving over this diagnosis or los...
How to respond to a friend when their loved one has passed
While you may feel awkward in knowing how to respond when a friend loses a loved one, this is a time when you can show your support and true friendship. Ignoring the death is the wrong reaction. Keep ...

Fertility

Expert advice when your having a hard time getting pregnant
The journey of conceiving can be way more difficult than you ever imagined it could be. And while much of it is not within your control, this article highlights some ways that you can take back a semb...
Low sperm count? Consider IVF to improve chances of conception
If you and your partner are having trouble conceiving, it may be that the male is experiencing sperm problems either with their sperm count, motility, progression, or morphology. Because of the great ...
Reduce toxins and increase fertility and chances to conceive
In summary, it is important to be in the best health possible to maximize your chances for conception, and for a healthy baby. Many simple factors are often overlooked that are important for fertility...
Get pregnant faster: Advice for boosting your chances of conceiving
You’re not alone. If you have questions about conceiving, talk to your doctor – whether it’s your regular OB-GYN or a fertility specialist, they are the best sources for accurate information abo...
How to protect your fertility after a cancer diagnosis
Any reproductive age patient receiving chemotherapy or radiation is at risk for reduced fertility. Asking your doctor about options and seeking a consult with a fertility preservation expert can help ...
Considering In Vitro Fertilization? How to pay for IVF costs
Even if IVF costs seem daunting at first, be assured you have many options to help you pay for your fertility treatment. You may be lucky and have insurance coverage for IVF costs. But even if not, yo...
A healthy and balanced diet can have a great impact on fertility
Women and men trying to conceive a child would benefit from eating a healthy and varied diet coupled with moderate exercise. It is best to avoid alcohol, smoking, drug use, and excessive caffeine. Fer...
Having a baby: What you should know when trying to conceive
Following these tips can increase your chances of pregnancy, and remove some of the uncertainty that can arise when trying. While there can be a lot to keep in mind, don’t let the details bog you do...
Couples can make conception more successful and less stressful
Trying to get pregnant can seem like a laborious and lengthy process. Educate yourself, know the facts and recognize when to get help. There are many available resources to help make this process less...
Endometriosis can affect fertility. Here’s how to get help
With proper diagnosis and treatment, the symptoms of endometriosis can be greatly lessened and fertility improved. If you feel as if you are experiencing severe pain during your menstrual cycles, then...

Diabetes

Healthy weight loss for people with type 1 and type 2 diabetes
Form a team, a support system, and make yourself accountable for not just some weight loss or diabetes diet program but for your life, your quality of life, your length of life, your life for your lov...
Exercise helps blood glucose levels for diabetics
Working out isn’t just a proven and accepted method to stave off diabetes, it is also essential to the health maintenance of any type 1 or type 2 diabetic. Both cardio and weight training have shown...
Manage diabetes in your child and help them stay healthy
Diabetes increases the risk of many serious long-term health issues like vision, foot and skin complications, kidney and nerve problems, and high blood pressure. The good news is with appropriate mana...
Expert advice on preventing type 2 diabetes and staying healthy
Adopting a healthier lifestyle is the key to preventing type 2 diabetes and its associated health problems. Focus on being more active on a daily basis (and moving more all day long), eating plenty of...
Eat healthy when you have type 2 diabetes
Managing the way you eat can be very challenging. It is great to cook diabetes-friendly recipes that the whole family can enjoy. Be sure to look diabetes-friendly recipes, get questions to ask your he...
The power of planning your diet to minimize the impact of diabetes
With the exception of insulin for people with type 1 diabetes, nothing affects the course of diabetes in your life more than food. But, adopting a healthy eating plan is easier than you may think. See...
Advice for preventing falls at any age even when you have diabetes
By keeping yourself healthy, strong, stable, and physically active by doing daily exercise, you can greatly reduce your risk of falling or getting injured when you do fall down. Definitely keep yourse...
Type 2 diabetes: Improve your health and overall attitude
Be proactive regarding your diabetes. Do not be afraid to approach your doctor with any medical questions you have regarding symptoms, the disease or prevention steps you can take. Remember that the m...
Choose the right insulin pump case to help manage diabetes
Your personal preferences are directly related to how to wear your insulin pump. If you are a person that wishes to show off your pump there are all kinds of fashion insulin pump cases, you can even g...
Eat nutritiously during the holidays with type 2 diabetes
About 26 million Americans have diabetes, and more than 90 percent of those with diabetes have type 2. For people with type 2 diabetes, maintaining good nutrition and managing blood sugar can be a cha...
Protect and improve your eyes when you have diabetes
Get your eyes checked regularly to detect any early symptoms of diabetes, stick to a healthy diet, look into alternative therapies before rushing into surgeries, such as homeopathy and/or chelation th...
Advice for getting a full night’s rest when wearing an insulin pump
If you allow yourself the ability to just relax and keep with your normal routine as much as possible, you will see that the pump starts to become a part of you. With the many options out there availa...
Diabetes and eating disorders: A common threat
Type 1 diabetes is among the most challenging diseases we face today. Eating disorders are perhaps the most challenging psychiatric disorders and have the highest mortality rate of any disorder. Taken...
Reduce the risk of serious complications when living with diabetes
Diabetes is a progressive disease that if left uncontrolled can lead to complications such as blindness, nerve damage, amputations, heart disease, and stroke. With proper management, the risk of these...
Choose the right diabetes insulin pump for your child to wear
Choosing an insulin pump is a process, but with good information and talking to the experts you can make a well informed decision for your child. Having your child included while pump educators talk a...
How diabetics and pre-diabetics can avoid and treat neuropathy
Avoiding or easing neuropathy is all about taking care of your body, whether you have diabetes or not. Maximizing your circulation, eating right, exercising, and practicing proper hygiene are all step...

DUI and DWI

17 Questions to ask yourself after being arrested for a DUI
Calculate your blood alcohol content for a DUI
Don't let a DUI ruin your life
Being charged with a DUI can be an emotional and stressful event that will take time and money to address. If charged, you need to act quickly and hire a qualified and experienced DUI lawyer. You or y...
Drunk driving terminology by state
Contact the DMV immediately when charged with a DUI
Understanding a DUI defense in a court trial
Protect yourself with a good DUI lawyer
Tests used to determine if you are driving drunk
Advice on refusing DUI field sobriety tests and knowing your rights
Majority of motorists are not fully aware of the legal provisions and implications surrounding DUIs or DWIs. Contrary to Miranda Rights where officers are mandated to inform an apprehended offender of...
Advice when you fail the field sobriety test and are charged with DUI
If you find yourself confronted by an officer for a possible DUI, don’t dig a bigger hole of fines and penalties by not knowing your rights as a motorist. Familiarize yourself with the sobriety test...

Alcoholism

How to stop your drinking problem
There may be one journey to sobriety, but many roads for individuals faced with a drinking problem to take. The first leg of the journey is understanding what impact your drinking has had on your life...
Parenting advice to help your teen stay sober
Keeping your teen sober takes the right steps in response to the discovery of your teen’s first use of alcohol. Discovering your teen has drank is a critical time in parenting. It sets the tone to p...
Holistic treatment can help you beat drug and alcohol addiction
The holistic treatment approach involves treating the whole person - body, mind and spirit - to get to the underlying issues that are causing the addiction. Each person heals differently. Take the tim...
Help strengthen your chances of staying sober through recovery
The above advice contains a few tools that have helped others strengthen their recovery. Use them and expand upon them to meet your specific recovery needs. By applying these tools you will have suppo...
Help a loved one through alcohol treatment for a chance at recovery
Substance dependence is an insidious and cunning disease; it affects families on many levels. If your family member is seeking help to overcome an addiction and begin recovery, remember that it is a l...
Provide support to a spouse entering an alcohol treatment program
Ultimately, your spouse is going to make the final call as to whether they want to address their alcoholism. It is a challenging road for a non-using spouse. However, it is one of the most rewarding a...
Stay sober and beat your addiction with a few simple lifestyle changes
Staying sober in early recovery is hard to do. It may feel overwhelming, particularly if you are trying to do it by yourself. If you follow some common sense, it will be much easier. There is no need ...
Stay sober even after having a drug or alcohol relapse
A relapse is not the end of the road for those seeking recovery from substance abuse problems. In fact, since relapse is a common occurrence, it should be thought of as an opportunity to learn what ha...
How to stay sober during the holidays
If you have problems staying sober or are early on in the path to recovery, stay away from triggers during the holidays and help yourself to overcome the desire to drink or take drugs by following thi...
How to quit alcohol on your own and stay sober
While you can take independent steps to achieving sobriety, recovery is usually most successful when you accept help from others. Professional treatment can guide you and support you through recovery....
Learn how to be around alcohol without relapsing
In an ideal world, recovering alcoholics would be able to avoid alcohol in all forms after treatment. The reality is, you may find yourself in a situation where alcohol is present, whether or not you ...
After a relapse get back to recovery and staying sober
Relapse happens, but it’s not a sign of failure. You can overcome relapse by examining the situation and committing to your sobriety. Recovery takes time, and there will be unexpected challenges alo...
How medicine and therapy can help alcohol cravings and withdrawal
Treatment for alcoholism has evolved throughout the years—especially with the advent of the several FDA-approved medications designed to detox, decrease cravings, and improve compliance. Dozens of m...

Tobacco Addiction

Successfully quit smoking by knowing what to expect in cessation
You can be successful in your bid to quit smoking. The keys are to be prepared and have a realistic view of the process of quitting. This change will improve your health and can be the first in a seri...
Nicotine gum can help you quit smoking and chewing tobacco
Used properly with an awareness of the potential for addiction, nicotine gum could be the quit strategy that finally frees you from nicotine dependence. Even if it takes multiple attempts, the payoff ...
Stop smoking cigarettes with help from hypnosis
Addiction is a moment in time, not a lifetime event. If you treat your addiction as a phase, you’ll be right. Your mindset is the ultimate determinant of your success. You were born without a cigare...
Convince yourself that now is the time to beat your nicotine addiction
To beat a nicotine addiction, you will need all the focus, motivation, and determination that you can muster. Take the time that you need to convince yourself that now is truly the time to quit. The s...
Nicotine patch can help you quit cigarettes and chewing tobacco
The nicotine patch is a useful tool in achieving what many people describe as one of the most difficult things they’ve ever done: quitting smoking. But the patch is just one tool. The real driver of...
Stop smoking cold turkey without using nicotine replacement therapy
You can quit smoking cold turkey. It will require a change of perspective. Prime yourself for a flash of clarity that will deliver a new point of view. It can give you all the focus, motivation, and c...
Meditation and quitting smoking: how nicotine hijacks your brain
Practicing mindfulness to help you break the habit of smoking
Let’s face it, it is not easy to be human. We have many pressures and stressors and life keeps changing. It is natural to seek a way to relax and balance ourselves as we face all of the demands of s...
Quit smoking and resist the cravings with a strategy that works
Quitting smoking is a process, not a single event. Once you make the decision to quit, cravings and triggers to use require you to make a series of ongoing decisions to “stay quit.” Many people sl...

Drug Addiction

Is your teen abusing drugs?
Raising a child today is challenging. At times, it seems a desired goal for a parent is surviving adolescence with as few emotional scars as possible. Teenagers as a rule, are not open about sharing i...
Advice for teenagers to stay sober and never get addicted to drugs
The above tips of what to do and not to do are just a scratch on the surface to a complex issue regarding teen substance use and abuse. There are other factors that come in to the equation such as gen...
Help approaching your teen about drug use
Parents are presented a difficult task when addressing drug or alcohol use with their children. This is an awkward topic and most parents would rather avoid acknowledging the possibility their child m...
Eat these healthy foods to help your brain heal from drug abuse
To achieve optimal neural functioning and a positive mental state, the brain must correct dysfunctional wiring and replace depleted gray matter. This means paying attention to what you eat and designi...
How to make the most of addiction treatment
Addiction treatment is your opportunity to change your life for the better while learning new ways of coping with life’s setback and stresses. Treatment will provide you support during this difficul...
How to use addiction medicine to help you quit
Always remember that becoming sober is a long process. Don’t be afraid of the rocky road ahead of you. It’s definitely worth taking this road. For your family, career, friends… and life. As Mar...
Expert advice on getting through addiction as a family
Addiction is a disease that impacts the entire family. With patience, support and involvement in family therapy, recovery is possible for the individual and the family. In the end, family bonding and ...
Be successful in an outpatient treatment program for drug addiction
Addiction treatment programs should be individualized and tailored to give clients choices, resources, and support to take responsibility for addressing their medical and psychosocial needs.You can ge...
Students: Stop using smart drugs (Adderall) to get by in college
The life of a student is stressful and labor intensive. It is tempting to look for an aid that would make life simpler and give you an advantage for studying or a taking a test. Smart drugs are market...
Loved ones require your help during cocaine addiction treatment
Once an addict decides to enter into treatment, the journey is just starting. Recovery from cocaine is going to take some effort and adjustments. The treatment facility is a wonderful place to start w...
Hypnosis can eliminate unwanted and enhance desired behaviors
Quit your heroin addiction and get sober with the right treatment
Heroin abuse/addiction can take a devastating toll on individuals and others around them. The impact can be enormous. Recovery can be challenging, but not impossible. The road will be filled with obst...
How to overcome your prescription painkiller addiction
Whatever path you take to recovery from painkiller addiction, the most critical factors are your honest self-admission that it has become a serious problem in your life, the willingness to do WIT (Wha...
Quit xanax and learn natural ways to beat anxiety
Xanax addiction can be overcome. In order to safely separate yourself from this medication, please seek expert, medical support. Taper off the drug under the guidance of a physician. Be prepared for w...
Choose the best substance addiction treatment for you or loved one
Overcome your drug addiction and get clean with an inpatient treatment center
When you make the decision to pursue inpatient treatment, you and your family are facing a crisis and the events in your life, whether mental health or substance abuse related, have reached a critical...
Seek professional help at the first sign of cocaine addiction
Latest figures from the NIDA shows that nearly five million Americans are abusing cocaine or crack cocaine. It affects people from all walks of life, across all age groups, usually from the age of twe...
Stop using steroids and get back on track with a healthy and realistic workout
The temptation to use steroids is present for a lot athletes. Although nationwide, steroid use has leveled off since reaching it’s peak in 2005, it still surfaces in newspaper headlines. There are i...
Hypnotherapy can help you beat your addiction
There are many benefits to finding a compatible hypnotherapist. There are many devoted practitioners in most cities that are highly qualified. The experience is transformational and the results are pr...
Save your loved one from addiction by staging an intervention
Interventions save lives. If you are concerned about a family member or loved one who is not open to seeking help, then you should contact a professional intervention service. Do not wait for rock bot...
Be considerate when you approach a spouse on an addiction problem
Most addicts have unfinished business. Once some of the issues are resolved through counseling, one can live a productive life. A lot of addicts are dual-diagnosed and need to be on medication. It is ...
Sending your child to substance abuse treatment requires your full emotional support
Perhaps this article can help parents and caregivers feel a little more comfortable when selecting a substance abuse treatment service for your child or teenager, or young adult. Caring for your loved...
Are the pills in your medicine cabinet a gateway drug to heroin?
Vicodin, Percocet, oxycontin, and heroin are all in a continuum of opiate-like substances, and one of the milder versions of the drug may lead to progressively heavier use. If you have concerns about ...
Help choosing a substance abuse and mood disorder treatment center
Millions of people today struggle with mood disorders and addiction. Although outpatient therapy can prove very valuable, a higher level of care is sometimes required.Choosing a program that is right ...
Treat withdrawal and addiction to Vicodin and Oxycontin painkillers
An addiction to Vicodin and other common opiate painkillers can be a difficult things to cope with. But ensuring that you seek the help from your team of medical professionals, including psychiatrists...
Advice on how to recover from a drug or alcohol addiction relapse
Addiction to drugs and alcohol is widespread throughout our country. Fortunately, whether an individual is addicted to tequila, methamphetamines, or heroin—recovery is possible. Those who have previ...
Quit smoking marijuana to help strengthen your emotional state
Focusing on the issues that cause depression, anxiety, and emotional distress is considerably more productive and can have longer lasting effects than simply using marijuana. While it may be more pain...
How to talk to a loved one that is a drug addict about treatment
While this article discusses general principles related to talking to an addict, it does not constitute medical advice. You should always consult a medical professional and an addiction specialist pri...
Are you ready to get treatment for drug addiction?
Deciding that you’re ready to quit drugs and seek treatment may not be a realization that happens overnight. It may happen gradually and be difficult to accept, but if you’re considering getting h...
How to help your child when they get out of drug treatment
When your child comes back home from rehab, make sure they know that you love them and are there to support them. Establish boundaries and open communication, but don’t get wrapped up in guilt and b...
Stay sober and avoid relapsing after you get out of drug rehab
Coming home after drug rehab can be a wake up call, both for you and your loved ones. You may need to make new friends and cut out old ones, find new hobbies, and embark on a healthy lifestyle. It may...
Marijuana is a drug and is addictive; how to quit using it
Although marijuana has been legalized in a couple of states, by and large, it remains an illegal substance in most of our country. Therefore, we support anyone who decides to discontinue all use of th...

Cosmetic Surgery

Cosmetic and dermal fillers create younger looking skin without surgery
Every face is different and so is every patient’s goal for using injectable fillers or Botox for facial rejuvenation. Depending on your age and many factors such as your skin’s condition, facial c...
Choose the right injectable facial rejuvenation treatment for you
In short, aging gracefully is very possible with the correct use of Botox, Dysport and Xeomin, in combination with facial fillers such as Restylane, Perlane, Radiesse, Sculptra, Juvederm, and Belotero...
Feel younger, build confidence and look sexier with mommy makeover
Mommy makeovers are extremely popular procedures with very high satisfaction rates for women. The key points are for patients to make sure they’re ready for the procedure, research their surgeon, an...
Collagen injections and dermal fillers help smooth out wrinkles
Reducing wrinkles and adding volume to the face are the primary aesthetic procedures for regaining a youthful appearance and a refreshed look. Collagen was originally our only choice. Science has sinc...
Rhinoplasty or nose job can improve your facial appearance
Have clear and reasonable expectations about what cosmetic nasal surgery can or cannot do. Ask your surgeon plenty of questions so you understand the procedure and your post-operative care, which is i...
Breast implants or augmentation can restore a youthful contour
Over time, your breasts can change due to aging, weight fluctuations, hormonal factors and gravity. If after a period of years you become dissatisfied with the appearance of your breasts, you may choo...
Liposuction is an excellent way to contour areas of unwanted fat
The successful liposuction surgery patient is the well-informed patient. You can do this if you learn all about your choices, choose your surgeon wisely and listen to his or her advice. Trust in your ...
When getting plastic surgery, go with a board certified surgeon
Aesthetic (cosmetic) plastic surgery is elective surgery to enhance one’s appearance. As such, it requires much thought and patience on the consumer’s part. Choose a plastic surgeon who is certifi...
Make an informed decision before undergoing breast implant surgery
There are many variables and approaches to breast implant surgery. Gathering information and having interactive consultations is a critical step in a successful plastic surgical journey. You should co...
Obtain balance, contour, and dimension by getting facelift surgery
With proper focus, facelift results can be remarkable without being remarked on. The traditional consult of “What do I need?” needs to be replaced by “What would you do? How, why, and toward wha...
A breast lift can enhance your overall appearance and youthful contour
Breast lift surgery is a great solution for patients who are looking to correct breasts that sag from loss of shape and volume, nipples/areolas pointing downward, one breast lower than the other, or n...
Advice for men on getting calf augmentation (implants)
Calf augmentation is a serious surgery that can improve the appearance of the lower leg. Selecting an experienced, board certified surgeon who performs surgery in an accredited facility is crucial to ...
Male breast reduction can give you a natural looking chest
If you are considering a male breast reduction, make an appointment with your internist first to rule out any underlying causes that may need other forms of treatment. Your internist can also help you...
Short scar facelift and neck lift surgery helps you look younger
The short scar facelift procedure is a great way to tighten saggy skin and get rid of unwanted fat without unsightly scars that come with other facelift procedures. It is important to do your research...
Get upper and lower eyelid surgery (blepharoplasty) and look younger
If you are a good candidate, blepharoplasty can change the way you see yourself as well as how others see you. With our aging population and the baby boomers living longer and being healthier than gen...
Revision rhinoplasty improves the look of your original procedure
Although it can be devastating to undergo a rhinoplasty and be dissatisfied with the end result, secondary or revision rhinoplasty can make your nose look better and improve nasal function. Unsuccessf...

Heart Disease

A heart healthy diet is your first step to prevent heart disease
Follow this advice for a healthier heart and healthier you. Instead of viewing these guidelines as a new diet, instead try to make changes that become incorporated into your healthy eating lifestyle. ...
Reduce your sodium intake to help lower your blood pressure
Reducing your sodium intake doesn’t have to be difficult, but it will require some small changes in how you buy, prepare and think about food choices. Try implementing these simple steps to see your...
Stay healthy and out of the hospital when living with heart failure
Heart failure is a chronic medical condition and has become a major burden on our healthcare system resulting in multiple hospitalizations annually. Heart failure is also generally a progressive disea...
Achieve balance emotionally to ensure the best heart health
Our emotional health is intimately tied into our physical health. Every thought and every emotion leads to the instantaneous cascade of neurotransmitters and hormones that either orchestrates a benefi...
Expert advice on diagnosing and treating atrial fibrillation
Atrial fibrillation can hijack a person’s life. The heart beats irregularly and can affect everyday living, making even small chores, such as carrying a basket of laundry up the stairs, difficult. N...
Expert advice for managing Peripheral Artery Disease (PAD)
PAD is a prevalent disease but can easily go undetected and untreated. Make sure to take charge of your health as a patient and consult with your physician if you experience any symptoms, even if they...
Simple lifestyle changes that will boost your heart health
Achieving an optimal lifestyle is a key part of improving heart health. With such pleasurable and easy changes as adding chocolate to your diet, getting enough sleep, and laughing, following this pres...
Ensure you are ready for sexual activity after having a heart attack
Engaging in sexual activity following a heart attack is safe and even healthy when precautionary measures are taken. Work with your doctor to better understand your health status and physical capabili...
Prevent heart disease with simple lifestyle changes
Small changes can reduce your risk of heart disease stroke and cancer. Keep a positive attitude, engage a buddy and start today to make healthy choices. You’ll love the way you look and feel. Rememb...

First Aid for Travelers

Altitude sickness is not a trivial condition
Symptoms of altitude sickness usually occur within 6 to 10 hours after being at the elevation that induced the sickness. This timeline can be accelerated with physical exertion. Once sick, do not go a...
Don't throw yourself overboard because you're seasick
Seasickness can completely ruin a boat trip or cruise vacation. Some people who have a history of getting sick can actually train themselves to overcome becoming seasick. They do this by repeatedly go...
Food poisoning overseas - when to get medical help
How to survive severe altitude sickness
Survive food poisoning in a foreign country
Food poisoning in a foreign country can be frightening and very serious. A mild case can be treated the same way as you would at home, lots of fluids and rest. But if you're in doubt that it is mild, ...
You can beat motion sickness
Motion sickness is not fun and thinking you might get sick and waiting for it to happen can be very stressful. Having motion sickness in public, around strangers, and on a long plane, train or car tri...
Bed bugs in your hotel room? Make sure you don't bring them home
Bed bugs are found worldwide and primarily feed on humans. Regular inspections and precautionary measures with your luggage/ baggage are the best line of defense in preventing an infestation. Inspect ...

Destinations

How to survive Thailand's Full Moon Party
Thailand’s Full Moon Party is one of the biggest beach parties in the world. It can be an amazing experience and your ticket to let loose and celebrate travel with some 15,000 other people. If you j...
Spend a semester at sea and circumnavigate the world on a ship
Whether you’re a college student, a lifelong learner, or just want to take a trip that is as fun as it is life-changing, Semester At Sea is an adventure you don’t want to miss. Where else can you ...
Advice on hiking the Inca Trail in Peru
Regardless of the list of dos and don'ts that you need to keep in mind when planning this historic Inca Trail hike, my best advice is to simply make it happen. Countless well-traveled people have retu...
Careful planning will make your first trip to Italy exhilarating
Traveling to Italy for the first time can, and should, be an exhilarating experience. With proper planning—logistically and mentally—you’ll see why Italy ranks as the fifth-most visited country ...
Your first trip to France will be a joy with proper planning
Traveling to France for the first time can be intimidating, but only if you listen to the negatives (and they’re mostly unfounded). Your proper planning and being mentally set for a great time will ...
Pick the perfect vacation destination for the holiday season
Travel is a personal decision, and choosing the best holiday destination should be determined by what you want to do. Envision in your head the perfect vacation, keep in mind these expert tips, and bo...
Plan a safe and exciting vacation to Mexico
Mexico is a wonderful destination. Learn about the culture, treat the people with respect and they will do the same. Be smart, be prepared and get ready for a great vacation! Buen Viajes!...
Planning and experiencing an unforgettable honeymoon in Paris, France
Paris is a great destination for a honeymoon but may not be for every couple. Now you know what to expect and can decide if this is the right destination to celebrate your new life together. Bon voya...
Advice for making your Las Vegas luxury hotel vacation a reality
Vegas is a great destination with unlimited possibilities for luxury hotels. Do a little research in advance, and decide what you want most out of your vacation. In Vegas, there are so many great choi...
How to plan a memorable and inexpensive destination wedding
A destination wedding can be a very romantic option and usually results in less of a “runaway guest list”. And in many cases, a destination wedding will cost the same or less than a wedding back h...
Travel like a local in Luxor, Egypt to enjoy this ancient city
Spend some quality time in Luxor. Some guide books say you need at least four days to see everything. I’d say that and a heap more than that. It’s also a safe, convenient base from which to strike...
Tour Bordeaux, France and indulge in the finest wines in the world
A visit to the Bordeaux wine region allows you to indulge in some of the finest wines in the world, in a wide range of character. Prices vary dramatically and fit every wine lover’s budget. Not only...
Visit Napa Valley and taste some of the finest wines in the world
Every one who comes to Napa Valley goes home thinking, “I could live here." The countryside is gorgeous. The art and architecture is unique. And of course the wine is some of the best in the world. ...
Expert advice on taking a summer vacation in Telluride, CO
Although it may still be spring in your neck of the woods, and the snows are still melting in Telluride, it’s not too early to start thinking of a summer vacation in southwest Colorado’s San Juan ...
Expert advice on planning a beach getaway to Myrtle Beach, SC
Myrtle Beach Seaside Resorts is a collection of six oceanfront and oceanview condo-hotels in North Myrtle Beach and Myrtle Beach, South Carolina. Each property features modern décor that reflects a c...
Plan the perfect family getaway to Myrtle Beach
Family vacations are the best way to take time and reconnect with your children. What better way to escape the hustle and bustle of everyday life than to spend some time with your family exploring the...
Plan an amazing and unforgettable vacation to Costa Rica
Costa Rica has so much to offer and has an incredible amount of natural diversity in such a small county. But don’t let its size fool you. The terrain and infrastructure limits how much you can see,...
Traveling to Luxor, Egypt? Visit the Deir el-Shelwit temple
A little gem at the edge of the desert, the Deir el-Shelwit temple is a mini version of the precinct of Isis at Philae, and a once-lost piece of Ancient Egyptian history that you can now easily visit ...

Cruising

How to handle cruise emergencies
Remember your passport and set up a reliable emergency contact. Make the ship personnel aware of any emergencies, illnesses, or if you need to disembark. Enlist the embassy’s help if you need to. No...
Choosing an Antarctica cruise
Deciding to visit Antarctica is a big commitment - both in terms of time and finances. An Antarctica cruise is a significant investment and a once-in-a-lifetime experience that most travelers will nev...
Cruise etiquette 101
Cruising is an amazing vacation. You pack and unpack once while traveling to many ports of call. You can make it even more wonderful for everyone by following these cruise travel tips. Good etiquette ...
How to save big on cruise shore excursions
You don’t have to miss out on penguin watching or zip-lining just because that activity comes with a big price tag when booked through your cruise ship. Booking shore excursions independently takes ...
Would you enjoy a river cruise vacation?
River cruising is not for everyone. But, now you know what to expect and how to decide if a river cruise is truly for you. If you are ready to hit the waterways you will have a unique, intimate, and c...
How to make your next river cruise an even sweeter deal
River cruising allows you the freedom to relax and enjoy both an all-inclusive luxury vacation and an immersed historical tour experience unlike any other. By knowing what to expect on a longship, wha...
How to enjoy your Disney cruise
A Disney cruise vacation is a wonderful treat for the entire family. Keeping these tips in mind will make your Disney cruise even more magical! Bon voyage!...
Expert advice on luxury cruising
In joyful anticipation of your luxury cruise, don't forget to plan all the luxurious details with a qualified cruise consultant. You are going to meet some great, down-to-earth people, get treated lik...
Professional advice that will assure a memorable first theme cruise
A first time themed cruise or vacation may be overwhelming at first. But with this practical advice, you’ll be well on your way to having the time of your life. ...
Start planning now so that you can relax and enjoy your first Caribbean cruise
The sooner you prepare, the better you will end up. Utilize your travel agent. They will assume all the stress and worry that you would normally feel over planning a family vacation. You will get a gr...
Embrace the local culture for a truly memorable destination cruise
Let your agent find the right vacation for you while you research and learn about the destination you want to visit. Embrace the culture and uniqueness of the destination, and you will have an even mo...
Plan an unforgettable and stress-free family cruise vacation
Remember it’s everyone’s vacation and while you can’t please all the people all the time, if you follow some simple rules you can please yourself because when your kids are happy, so are you. ...

Tackling Family Problems and Conflict

Cooking as a family fosters fun and creativity in the kitchen
Getting kids cooking in the kitchen is beneficial in so many ways. The no-pressure environment fostered by cooking as a family creates fun and creativity in the kitchen.Here’s a great recipe to try ...
Recipe: Black-eyed pea salsa
Embracing and accepting autism can help kids build friendships
Our world is made up of many different kinds of people. Embracing and accepting difference, and being open to friendships with individuals who are unique creates strength and compassion. Remember: nev...
Good parenting can help prevent teens from using drugs and alcohol
Remember that you can influence your teen, even though you may feel powerless at times. Do your best to be supportive, interested and knowledgeable about your child’s life. Talk to your teen about d...
Supporting kids through the healing process after a disaster
As a parent, remember that you know your child better than anyone else. Therefore, if a disaster occurs, you will already have a good sense of how to speak to your child and how to help him or her und...
Manage difficult child behaviors with collaborative problem solving
Parenting kids with challenging behaviors can be exhausting and frustrating when the behaviors result in explosions, meltdowns or behaviors, such as shutting down or withdrawing. Rewards and punishmen...
How can families successfully manage their stress together at home?
Stress can be quite difficult to manage, but is easier when approached as a family. Using easy techniques, such as affirmations, visualizing and mindfulness, you will find success in your stress manag...
How can parents support children when a marriage turns rocky?
Life can be challenging and marriage is difficult. Marriage with children is even harder. It is impossible to agree with your spouse about everything. There are days when agreeing with your spouse abo...
Put an end to clutter and arguments by organizing your playroom
In today’s fast-paced world, getting organized is not a luxury--it is a necessity. By implementing some simple organizing systems and regular routines, you and your child can create a functional pla...
Positive prevention strategies can decrease a child's behaviors
Teaching positive behaviors and decreasing challenging behaviors can seem daunting. But with a few changes to your approach, you can achieve real change. Don’t get bogged down in negative behaviors,...

Families in Divorce

Teenagers: You can get through your parents' divorce
There’s no sugarcoating the fact that divorce is trying for everyone, especially for the children. Remember though, that this will pass. Your parents will eventually be their normal selves again, an...
Creating a safe, open space is key to talking to kids about divorce
Children thrive when they grow up in a conflict-free environment, and this initial conversation about divorce is the first opportunity for parents to create this safe space. By telling children togeth...
Single moms have healthy social lives by managing kids' expectations
It is vital for adults to engage in a social life post divorce. Having no interests outside of children is unhealthy and sends the wrong message to kids. While it is common for children to fantasize t...
Sensitivity is vital when talking to toddlers about divorce
Toddlers thrive when their needs are understood and met. Remember, your children may not have the words to express themselves at all times. Be patient, keep the routines as steady as possible, and rea...
Ease the transition for kids between two homes after divorce
After a divorce, it can be very difficult for children to adjust to living arrangements between the new homes of their parents. While the constant moving can become taxing, it is possible to make the ...
Help your kids by moving on after divorce and reclaim your life
Divorce can leave you feeling like your life is spinning out of control, but tying up the remaining ties that bind you will help you reclaim your life. It is important to remember, especially for pare...
Managing the effects of divorce on kids with and without disabilities
A divorce is challenging for any family to endure. When a family with disabilities is divorcing, some of the same guidelines apply to the family in terms of how to minimize stress and maximize positiv...
Expert advice for protecting your children during and after divorce
To avoid making regrettable mistakes and to safeguard our children’s peace of mind following your divorce there’s one crucial question every parent should ask themselves: Do I love my children mor...
What to do when your teenager wants to move in with your ex-spouse
When your teenager tells you they want to move in with your ex you may feel overwhelmed, upset, betrayed, or hurt. It is important to not let these feelings cloud your judgment. If you are certain you...
Navigating divorce while raising a child with special needs
Divorce is challenging for the entire family, but smart planning is vital when caring for a child with special needs. Make the system work for you and your child by taking a practical look at what spe...
Ensure a happy and healthy future for kids by divorcing with dignity
How you divorce and how you behave after the divorce affects your children for the rest of their lives. When you divorce with dignity, you are teaching your children how to behave by your example--not...
Make your divorce easier on kids by divorcing only your spouse
Divorce is traumatic for the entire family—especially for children. Always think about your words and your actions. It is crucial to help your children understand that although their family has chan...

Child Safety

Teaching children to be safe, strong and free
Parents, grandparents, teachers and others who take care of children can be afraid to talk with them about potential abuse. They worry they might say the wrong thing and make things worse. They worry ...
Navigating the many risks of summer begins with parental awareness
Summer affords a welcome change of pace from the hectic school year. It is a time for families to connect and enjoy each other. However, with increased outdoor time and freedom come unique challenges ...
Keep kids safe outdoors from bees, wasps, ticks and mosquitos
While summer is the perfect time to get your family outdoors into the fresh air and sunshine, it does not necessarily mean you will get eaten alive by the outdoor bugs. These simple tips will help you...
Expert advice for surviving a school shooting
A school shooting incident is dynamic and ever-changing. Actions taken by victims must be based on the information they have at the time of the event, making the best decisions possible based on the c...
Create a safe family home by minimizing your exposure to toxins
To create a safe, healthy and happy home for yourself and your children, it is vital to reduce your family’s exposure to environmental toxins. The first step is learning about the toxins and their e...
Keep children safe and secure during the holiday season
If you have a young child who can crawl, toddle or walk, it is always best to be safe rather than sorry. You don’t have to avoid holiday decorations altogether, but in some instances, cutting back o...
Parents must communicate with their children about internet safety
With parenting, nobody gets a second chance. We do the best we can with what we have. If you are a parent of tweens and teens, you need to understand technology and what your child is exposed to via t...
Educating your kids about body safety can help prevent sexual abuse
Knowledge is power, and children need to learn to be assertive over their body from a very young age. They need to grasp the importance of always speaking out if they are touched inappropriately or to...
Sports safety: Make eye protection a priority for your child
It’s important for parents to take the proper precautions to protect their children’s eyes and vision during sports games and practices. Educating children early on about the importance of eye pro...

Kids with Eating Disorders

Coping with a teenage daughter suffering from an eating disorder
On the surface it may look like a teenager is controlling eating habits in a desire to be thin, but in reality dangerous behaviors are a response to deeper emotional pain, depression, anxiety and othe...
Help your child struggling with an eating disorder such as anorexia
If your child is battling an eating disorder, the best thing that you can do is keep on loving and supporting them. If you ever feel that you need help with your child, don’t ever hesitate to get tr...
Supporting your child with an eating disorder is vital to recovery
Education and understanding are keys that will help you prevent, and if necessary, effectively deal with disordered eating or an eating disorder. Your attitudes about health and wellness will impact y...
Advice for parents to help their child overcome an eating disorder
Eating disorders are challenging and scary. Parents don’t cause their child’s eating disorder, and they aren’t to blame. It is equally important not to blame the child for his or her eating diso...
Advice for parents to help their child who binge eats
Failure to address binge eating can lead to binge-eating disorder, a life-threatening illness. Taking action by seeking professional help and talking to your child can lead to a full recovery, so if y...
I think my child might have an eating disorder. What should I do?
Eating disorders are serious illnesses that can be life threatening if not treated. Remember to act quickly and seek support for your child and yourself, so you can begin your path toward recovery....
What parents should do if they think their child has anorexia
Anorexia has the highest mortality rate of any psychiatric disorder and should be taken seriously. If you suspect that your child has anorexia or is developing unhealthy eating habits, talk to your ch...
Helping your child with an eating disorder move towards recovery
Recovering from an eating disorder is a road full of big challenges and little triumphs. It is a lengthy process without quick fixes or miracle cures. Have patience and compassion, and don’t come up...
Helping children who may be struggling with an eating disorder
Any child can find themselves dealing with the challenges of body image or eating disorder issues. It is vital for parents to understand what they are dealing with, so they can feel comfortable and co...

Kids with Speech Challenges

Understanding stuttering is the first step in helping your child
The main point to remember about childhood stuttering is that your son or daughter is experiencing an involuntary form of interference in the ability to initiate words. Stuttering is a disorder of spe...
Help your child with speech and language skills for academic success
The first seven years of your child’s life is when he will learn 90% of his speech and language skills. This is the time that a parent can assess and enhance their child’s speech. Educational acti...
Understanding a child’s language and literacy development
Each of the four language systems--listening, speaking, reading and writing--begin to develop at birth and expand in the weeks and months that follow. These systems develop at the same time and in int...
Helping kids with disabilities develop language and literacy
Young children with disabilities face numerous obstacles to joining in the kinds of early literacy and language experienced by typically-developing kids. Consequently, it is clear how children with di...
Help your child with selective mutism transition back to school
It is vital to keep in mind that children suffering from selective mutism are not choosing to be silent, refusing to speak or being oppositional. Instead, their silence stems from extreme anxiousness ...
Using daily routines to support communication skills in children
There are many things that parents can do to help their child learn to communicate within everyday routines at home. Simply slowing down, tuning into a child’s interests and following the child’s ...
Facilitating language with children while cooking in the kitchen
Facilitating language during cooking or baking is a great activity for families. The ideal time to starting cooking or baking with your child is as young as possible. Follow these simple tips to help ...
Learning to use fingerspelling as a hands-on communication system
Fingerspelling is similar to handwriting; it is okay to develop your own style. You will notice many variations in the way people fingerspell. Timing is very important for clarity and development of f...
Learn the American Sign Language (ASL) fingerspelling alphabet
Kids need support and guidance to become confident communicators
Communication is so much more than just saying words. Have fun throughout your day, finding opportunities for you children to communicate with you. Build on what they are already doing, and you will s...

Scuba Diving

Scuba diving advice for beginners
The views above sea level are amazing - skyscrapers, white sand beaches, peaceful gardens, or bustling markets all have something to offer you as a traveler, whether you’re a mile up the road or hal...
Coral Reefs: Precious Gems Worth Saving
Coral reefs are the gem of the sea, providing us with amazing beauty, but they are more than just a pretty face. Corals protect the larvae of almost all commercially important fish that feed the world...
Basic rules to avoid scuba diving's decompression sickness
Avoiding DCS is relatively easy if you just follow these these few simple guidelines and steps. Many of us have spent years and decades diving without ever suffering any ailments of DCS....
A dive vacation is an opportunity to expand diving skills
An extended dive vacation offers exciting opportunities to grow your skills and upgrade your certifications so you can do more advanced dives. It also brings with it challenges that are easily overcom...
Advice for first time snorkelers
Snorkeling is a great way to enjoy the underwater environment. There are many places that snorkeling will allow you to visit without much planning. Snorkeling equipment can be packed in nearly any tra...
Taking photographs while scuba diving in coral reefs
Once you have mastered buoyancy, you are ready to add an underwater camera to your scuba diving adventures. Get familiar with your camera beforehand, but take your time by learning one lens and featur...
Open up new scuba diving opportunities with cold water diving
Cold water diving can be challenging, and, enjoyable. It offers many rewards such as learning about dry suites and other cold-water equipment. The PADI Dry Suit course will add a specialty diver certi...
Scuba diving skills to increase confidence in the water
Diving is an Adventure sport with a capital “A”. The underwater world is immense with endless variety and experiences. You see things and do things most other people do not—doing these things sa...
Discover an underwater world with the PADI Open Water Dive course
Scuba diving is a rewarding and exhilarating sport that can turn into your favorite hobby. Exploring and identifying all the wonders under the sea can be life changing. The world is 70% water so it ma...

Summer Camps

Choose a summer camp that is the best fit for your child
As a parent, you will have the best insight as to what your child may need to be successful at summer camp. Trust your gut and follow this advice to better pair your child with a camp. Each family has...
Prepare your child for the best possible summer camp experience
Preparing for camp is more than stuffing your duffel bag with the amenities of travel. Getting ready for camp, especially for the first time, will require some mental preparation and a bit of coaching...
Important factors to consider when choosing a summer music camp
Summer deserves attention because when school is out for the year, learning ends for many children. More importantly, the summer months represent a unique period of time, when children can learn and d...
Reduce homesickness and stop bullying at your child's overnight camp
An overnight camp experience can offer a child adventures and challenges along with opportunities for developing independence, leadership, human relations and strong values. Parents can guide their ch...

Health Insurance

Manage your health savings account
When managing your HSA, you should always keep in mind the fine print. In particular, it is important to be aware of your deductible, your maximum out of pocket payment, and your annual contribution l...
Selecting disability income insurance
Income protection is important because your income is important. Your ability to earn an income is the basis for your standard of living, your financial goals and your retirement savings. Look at it t...
Why you need travel insurance for your trip
Good travel insurance coverage shouldn’t cost you a fortune. In fact, you should expect to budget no more than an additional 7 to 8 percent of the cost of y...
Purchasing travel medical insurance
Travel medical insurance is an integral part of your next international vacation. Make sure you go over plans carefully and ensure that you are getting the best deal and coverage for your specific tra...
Dealing with a family member's long-term care insurance
In reality, long-term care insurance policies are expensive but we can’t disregard the fact that they are very valuable. Getting one for yourself or for a loved one ensures that the beneficiary will...
Considering a Flexible Spending Account (FSA)?
FSAs or Flexible Spending Accounts offer a valid and easy vehicle to utilize pre-tax dollars and achieve significant tax savings for common eligible expenses. Given the wide array of eligible expenses...
No longer covered by your parents’ health insurance?
Since the late 1970’s, we have been conditioned that health care should be free or almost free. Consumer’s wanted low-co-pays and low premiums. With the advent of an amazing amount of medical adva...
Buy travel medical insurance for a safe study-abroad experience
As you can see, travel medical insurance is an integral part of your next trip to study abroad. Just as important as broadening your educational horizons, so to is making sure your health and wellness...
Best pet insurance policy to protect your cat or dog and budget
For many of us, dogs and cats are not just pets – they’re members of the family. While every parent wants to provide their pets with the best care possible, sometimes the high costs can force you ...
Long term care insurance ensures you're covered for medical costs
Following this suggested advice should give you a good idea of what the costs are and which long term care option works best for your particular situation. Every person has different needs, but it is ...
Know how to navigate the Affordable Care Act to get the best coverage
The ACA aims to transform the U.S. healthcare system, and has already expanded coverage of young adults, eliminated lifetime limits on what insurance will cover, lowered the cost of drugs for seniors ...
Recent college grads should understand their health care options
Young, health Americans make up a large percentage of America’s uninsured. In fact, 16 million young adults are uninsured in the U.S. Under the Affordable Care Act, 82% of them will qualify for fede...
Prepare for higher medical costs during senior and retirement years
Heathcare could bankrupt this country as it has millions of Americans. There is still no real assurance that you can avoid a catastrophe if something unexpected happens. But if you do the best to prep...
Plan ahead for Alzheimer's and obtain long-term health insurance
Alzheimer’s is a debilitating disease that is on the rise as the baby boomer generation reaches retirement age. It behooves Americans to prepare for this disease by making sure the proper insurance ...
Advice for women on getting long-term care insurance
Long-term care insurance is an important part of an overall financial plan, especially for women. By doing a bit of homework, you can be prepared and put a plan in place to cover any future long-term ...
Health and disability insurance can protect you when playing baseball
You may not think of disability insurance as a necessity for your career but disabling sports injuries seem to be happening with increasing frequency. The benefits from this insurance will keep you an...
How to get the right health insurance coverage for you and your family
Health insurance and the cost of medical care can be intimidating, but there are creative ways to save money within the system. To learn more about your health insurance options and what the health re...
Protect your family's financial security with the right insurance
Insurance has become an important part of life, as it should be. The likelihood of disability or a significant injury increases every year, not to mention disasters that can destroy your home in a spl...
Determine your need to buy a long-term care insurance policy
Not everyone needs a long-term care insurance policy but it always pays to be well informed. Get in touch with your insurance agent or a trusted expert to talk to you about your current insurance need...
Think ahead when purchasing a long-term care insurance policy
Many states offer a list of websites and companies you can go to with questions regarding a LTC insurance policy. By taking the time now to decide on your long-term care, the more stability and comfor...
How to apply and receive veteran's benefits and services
Many veterans are eligible for benefits and services as a result of their military service. Although the process can be frustrating, there are a lot of options that can help you work through it to rec...
How to mitigate and avoid the denial of a health insurance claim
When a health insurance claim is denied or delayed, it only adds to the existing problems for customers. That is why it is so important to know what your policy covers and the steps you can take to he...
Understand the financial benefits of voluntary insurance
If you were to become disabled or ill for a long time, hopefully you and your family would be taken care of. However, if you're uncertain of your financial situation, now is the time to cover that ris...
Advice to recent college graduates on buying necessary insurance
These are not the only insurance policies out there. Have someone guide you through which policies are the most important for you to have upon graduation and save the others for when you have the stab...

Education Loans

Avoiding the horror stories of student loan debt
As in most other personal finance matters, planning ahead is usually a worthwhile effort. It may involve more factors in your college decision, but with the cost of college so high today, families and...
Parents: Caution when cosigning for child’s college student loan
Cosigning a loan is a big commitment and not a decision you should make without really thinking it over. Consider all of the options you and your child have to finance his or her education before maki...
Consolidating your student loans is the best option to repay them
Loan consolidation may simplify your repayment process, lower your monthly payments, and help you avoid default on your student loans. But before applying for consolidation, review all of your options...
Advice for when you are not able to pay your student loan payments
Not being able to repay your student loans may be a big event in your life, but it doesn’t define your life. Following these steps will help you take inventory of the magnitude of the problem, so yo...
How to have a life after college and repay your student loans
With a little careful planning and budgeting, recent college graduates can get started on the right foot. Depending on your long-term goals, being open to a public sector position may help wipe out th...
Money lessons every college grad should know
Graduation is a time to celebrate your achievement over the past four years and the transition to another phase of your adult life. Take the time to educate yourself now on the basics of personal fina...

Credit and Debt Management

How to rebuild your credit after clearing up debt problems
With the right plan in place, you can secure your financial future in spite of the chaos of our current economy. The key is to build good financial habits to replace the bad ones that landed you in fi...
How to pay down credit card debt on your own
Paying down credit card debt on your own is possible for many people. Instead of feeling overwhelmed, start by creating and using a simple monthly budget. Then choose either the avalanche or snowball ...
Avoiding holiday debt
Learn how to create a strategy that helps you avoid depending on credit cards and racking up too much debt during the winter holidays. With careful planning and the right amount of preparation, you ca...
Stay out of debt and within your budget when shopping for the holidays
With just a little effort and planning, you can create and use a simple holiday budget. When you work from a budget, your holidays can be far more carefree. Ultimately, you will be able to focus on jo...
Get a credit card with low interest rate and great rewards program
Applying for a credit card requires preparation, so make sure you take the necessary steps beforehand to set yourself up for continued financial success....
Avoid late fees and lower interest charges with debt consolidation
With debt consolidation, you may be able to simplify on-time payments. But remember that it does not address the need to look at the root problem. It will be important to make a commitment to turning ...
Choose the right debt consolidation company to help pay down your debt
If you are facing too many accounts with too-high minimum payments at crippling interest rates, debt consolidation services may offer a solution. The rule of thumb in choosing a company is “buyer be...
Teach your college student financial responsibility with a credit card
If you follow this advice, it can serve as the basis of good financial responsibility going forward. Since this is the first time your child will be making financial decisions independent of you, the ...
Avoid bankruptcy, take control of your debt, and repair your finances
For some, bankruptcy is a viable option. Yet, there are many other ways that you can settle your debts and repair your finances without an extreme measure such as bankruptcy. Whatever route you choose...
How to stop harassing phone calls from debt collectors
The only real way to ease the burden of the debts and truly stop the harassing phone calls is to settle your debts. Explore your options and find the right program for you. Research your options to pa...
Be financially responsible with your credit card while in college
Remember, having a credit card is a huge responsibility and any mistakes you may make now can impact your ability to take out a new line or credit or a loan in the future. Before you know it you will ...
Credit counseling can reduce monthly payments and pay off debt
Credit counseling can be very helpful for individuals who can stick with the program over several years, and who can make the payments resulting from a lower interest rate. If you do have debt, make s...
Understand debt settlement to help deal with your debt problem
Debt settlement, also referred to as debt resolution, is a serious process for people in serious debt. For those who qualify, it can provide significant benefits: lower monthly outlays, reduced debt, ...
Choose a trusted debt settlement company to help resolve your debt
When it comes to getting debt help, selecting a solid partner that will help you is critical. For those who are looking for a trustworthy organization to help win the battle against debt, these consid...
Expert advice on how to deal with a debt collector
If you are working in good faith to repay your debts, don’t let debt collectors harass and intimidate you. You have the right to be treated with respect while you work to get out of debt and find yo...
How to negotiate outstanding debt with a credit card company
It’s possible to successfully negotiate debt with a credit card company, but it is imperative that consumers know their rights when it comes to federal credit card laws. Do your homework first, that...
The importance of debt: Is there such a thing as healthy debt?
Remember to focus on lasting value when evaluating whether a debt is healthy or unhealthy. Healthy debt will provide lasting value, and is aligned with a long-term goal (e.g., a mortgage enables you t...
How to improve your credit score and ensure financial health
Beyond financial institutions, potential employers, landlords and even cell phone providers may look at your credit score to determine whether you’re a good credit risk. Credit scores also play a pa...
Everything you need to know about credit reports and credit scores
It’s important to distinguish between credit reports and credit scores. Knowing the details of your credit report as well as the meaning of your credit score will help you identify financial strengt...
How to recognize and avoid a personal financial disaster
The signs that you’re flirting with a financial disaster may not be clear when committed individually, but a few of these combined should be an obvious red flag to any consumer. However, with a litt...
How and why your should improve your credit score
Getting your credit back to where it needs to be so that you can do the things you want to do isn't an impossible feat. It just takes a little patience, checking your credit report regularly, disputin...
How to negotiate a lower interest rate on your credit cards
If you want to negotiate a lower interest rate, do your research, call and ask, and have a back-up plan in place. A lower APR will save you money and reduce your credit card debt. These potential savi...
Lower your credit card interest rate with a phone call
When attempting to renegotiate your interest rates, it is important to be prepared before you pick up the phone. Make sure you’ve done your research and that you’re ready with any necessary inform...

Finance for Couples

Debt, savings, and spending basics for the newly engaged
When it comes to finances, marriage is for richer or for poorer. But making the effort to understand and discuss each other’s finances before walking down the aisle will play a major role in a long,...
Newly married couples should plan their finances together
Discussing these do’s and don’ts is a good start. Chances are good that as you discuss them, others will arise. Take the opportunity to open an honest dialogue about your finances – past, presen...
Discussing a prenup can help you both plan your financial future
Most beginnings are ruined by worrying about the endings, a prenup gives you the opportunity to discuss the endings at the beginning. Being knowledgeable of prenuptial agreement is necessary to help y...
Prepare for your first baby with a solid financial plan
Having a child is an amazing and terrifying experience. By preparing your finances in advance you can reduce the financial stress on you and your family and enjoy as much time as possible with your li...
Spend time on your family's financial plan to ensure a secure future
Before you get pulled into the excitement of the holidays this season, take some time to focus on you and your family’s financial plan. Don’t get overwhelmed and take it all on yourself. Call a fi...
Advice on how to agree on budgeting and finances with your spouse
Couples often assign one spouse to take the helm when it comes to home finances and budgets. But this can be a recipe for disaster. It is more important than ever for spouses to work together, stay in...
Marriages succeed when you're open and honest about finances
Newly married couples should ensure that their relationship is not affected because of financial discrepancies. This means that you both need to work together to achieve your financial goals, and neve...
Professional advice on financial planning for newlyweds
Marriage is a great time to work together as a team and get your financial “house” in order. Not only will you set yourself up for long-term success, but it is a great opportunity to bring you clo...
Advice on how to deal with your shopaholic spouse
Using a budget as a tool, talking things through honestly, and removing judgments is the best way for both partners in a relationship to come to terms with overspending....
How to prepare yourself financially for a new baby
Some cities cost more than others for housing, childcare, and energy, while baby items and healthcare are constant. Be sure to investigate all ways you can save money before having your child. Followi...
When having a baby you must assess and adjust your finances
Although saving for college can seem daunting, if you follow these simple dos and don’ts, you can set and reach your college saving goals. You don’t have to save everything, but anything you can s...
Having a baby is a milestone requiring financial planning
Money Milestones such as having a new baby can be exciting. The key thing is to do as much as you can before the baby arrives.People often think they can use their maternity or paternity leave to take...
A prenup or postnup agreement can be really good for a marriage
Nobody wants to think that their marriage won't work or that mid-course you will need to make “adjustments." However, because fights about finance can lead right to the door of divorce, there's some...
Discuss money and budgeting before buying the engagement ring
All of the work that you do as a couple on your financial communication pays off in the end. Getting an early start is great for your relationship and your finances. The ability to have loving and mut...

Money and Divorce

Financial advice for women going through a divorce
Breathe. Take a deep breath. This may seem a bit overwhelming, but if you take one step at a time you will be able to accomplish it all in record time. Try to take action and take care of one thing ea...
Financial advice for women going through divorce after a long marriage
Effective financial planning and a realistic understanding of your options as you navigate divorce are critical. A strong, experienced and collaborative team of professionals, lending unbiased support...
Achieving financial independence after divorce offers a fresh start
You have what it takes to create the next chapter of your life. Each morning, you have the option to create your life -- or just do life. If you have enough money to invest, do your homework and start...
Protect your financial well-being and future during separation
Divorce can be very stressful. If you are separated--or considering a trial separation--these tips will provide immediate and tangible action items that you can tackle today, while also helping to ste...
Expert advice on debt and credit when getting a divorce
By taking steps to protect credit, and focusing on eliminating debt, individuals and families can come divorce through in much better shape....
Expert advice on how to best divide assets during a divorce
Dividing assets can be trickier than people think. With the right tools, and with the help of a divorce lawyer and other professionals, you can make sure you receive a fair settlement or fair division...
Women: a divorce financial planner can help you fairly divide assets
...
Women: plan for retirement and secure your future after a divorce
After all is said and done in the divorce proceedings, it's time for you to invest in yourself, and that includes your retirement. Consider all of your options, have fun investing in your next phases ...
Advice on how to split your assets in a divorce
The most important advice to keep in mind is the goal of finishing the process of getting divorced in an economical and practical way. Sometimes, that requires spending money on attorneys and other pr...
Advice for women on calculating your financial needs after divorce
A well-thought-out financial plan will help a client not only identify their goals but successfully achieve them. A client must be able to communicate to their attorney their monthly financial needs, ...
Advice for women on determining financial needs after divorce
Determining your financial needs post-divorce is a multi-step process, but can be made easier with the help of a team of professionals. Ask questions, ask for advice, and be open to different options....
Do not just divide assets and debts in divorce—consider a buyout
While homes are the most common of large assets (and debts) that are dealt with in a divorce, this advice can also apply to other large assets and debts that are acquired within a marriage. Both spous...
Help for dads paying child support or alimony after a job loss
If you lose your job, you cannot just stop paying. Without following the proper procedures, in the end, you will be found to owe all the money which you did not pay in child support and/or alimony. Yo...

Budgeting

Gain control of your money
Many people have been hit hard by the current financial crisis. They find themselves behind on their bills, underwater on their mortgage, and feeling completely helpless. The great news is there are c...
How to create a household budget
Budgeting is the number one way to spend and save smartly, and to get out - and stay out - of debt. A budget, or a spending plan, is simply a way to intentionally spend and save money to meet your goa...
Financial planning 101 for empty nesters
Getting used to living as an empty nester takes time. The best way to transition into this new phase of life is by re-focusing on new goals. Begin by getting your personal finances organized. Our tips...
Cure the holiday debt hangover with a headache-free financial plan
It’s not too late into the year to make a fresh start. If you still have a holiday debt hangover, remedies do exist. Determine which plan, or relief option, is right for you, and get started on the ...
Teach your children rich habits to be financially successful in life
Ensuring that your children are taught rich habits is the best thing that you can do to make sure your children grow up to be financially responsible and financially successful. Get your children off ...
Navigating online shopping during the holiday season
It’s important to shop smart so the big deals don’t break the budget. Smart consumers will set a plan and stick to it, and not get caught up in the frenzy of discounts and deals....
Recommended New Year resolutions for your personal finances
Becoming financially stable isn’t always easy, but it isn’t impossible. By breaking old habits, such as frequently eating out or overspending on name brands, you can help yourself achieve your fin...
When paying your bills, decide which debt is best to pay first
By putting things in perspective and moving one step at a time, you can make decisions that let you set the best priorities and goals for your financial life. Once you cover the basics and get out of ...
Save money in a rainy day fund for life's unexpected emergencies
A rainy day fund covers life's inevitable surprises. The more diligent you are in contributing to your fund, the more effective the strategy will be. The rainy day money should always be kept in a sep...
Save money and spend wisely—become a millionaire by living frugally
The beauty of developing a frugal millionaire mindset is that it can produce positive results in every stage of life. It doesn’t take money, no products to buy, and no seminars to attend. The whole ...
Prepare a budget and then use online tools to manage your money
You can’t improve what isn’t measured. Utilizing the multitude of free online budget tools will help you measure and improve your budgeting. Every person has different needs and will start off wit...
Make small changes in spending and reduce costs to boost savings
Let’s take the frugal mindset challenge to reduce everyday expenses. Take the time to determine where there are holes in your budget. Eliminate them or replace them with less expensive alternatives....
How to teach your children financial responsibility
Parents can teach financial responsibility in a way that is interesting for children. Most important is remembering that parents are their children’s role models. When kids see you budgeting, saving...
Financial planning for the first time investor
Hopefully you have gathered from these simple steps that investing does not need to be complex or overwhelming if you are a first time investor. Start small, do your homework, and create a financial p...
How to respond when a friend asks for money or a loan
Being one’s ATM doesn’t help either you or your friend. Being an ATM decreases your asset (cash), while your friend’s liability increases. There is an old adage that goes something like this: gi...
Advice for those investing in the stock market for the first time
Investing on your own isn’t always an easy task, especially when you first start out. However, I encourage you to stick with it and learn how to properly invest your own money. It’s rewarding to s...
Teach your kids about money and how to budget, spend, and save
We owe it to the next generation to understand how money works and how to save it, spend it, not fear it, and donate some of it. Most of all, remind your children that money does not guarantee happine...
Saving for a rainy day fund is easy with this advice
Not having saved for a crisis is what throws many people into a financial disaster. When finances are tight, it can be challenging, at best, to create an emergency fund. But saving for a rainy day -- ...
How to talk to your children and grandchildren about finances
It is never too early to start talking about financial planning with your children or grandchildren. If you help set them on solid financial footing when they are young, your lessons about money will ...
A financial planner can help you reach your investment goals
There are many different styles of financial planning out there. With a bit of searching on your part you can easily find a good fit. Doing your homework on financial planners is just as important as ...
Owning gold or a gold IRA can be a great long-term investment
Gold has long been recognized for its ability to protect purchasing power and act as a safe-haven investment against inflation, market crashes, geopolitical conflict, etc. While daily fluctuations in ...
Educate teens on the importance creating and following a budget
Truth-be-told: teens are adults in training. When given the opportunity, they will demonstrate responsible behavior and smart financial management. They can be motivated by their own wants and needs, ...
Spend your money wisely while on vacation and stay on budget
Vacations remembered last a lifetime. They are engrams that can be recalled and put a smile on our face. These fond memories make us want visit new places. This can be done by planning for, budgeting ...
How to stay on a strict budget and be happy at the same time
We all have one reason for budgeting in common, and that is to reach our goals, whatever they may be. Expecting the unexpected while still trying to save for life’s planned events can be quite the t...
How to save money and take a vacation without going into debt
Remember that the goals of a vacation are rest and relaxation. They are worthwhile goals to attain, and worth saving for. Some simple budgeting and planning will help make sure you can get that R&...
What is diversification and a diversified investment portfolio?
Many academic studies have concluded that asset allocation is the most important determinant of a portfolio’s performance - even more so than transaction costs and security selection. The main issue...