Anthony Cirillo, FACHE

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Contact me for: Employee- and patient-experience solutions and strategic marketing, helping organizations change the elder-experience, and assisting clients in creating breakthrough social media strategies.

As an aging expert, I bring my healthcare knowledge and deep passion for elders to clients, acting as a conduit in reaching the boomer, caregiver, and senior audience with their products & services. As a keynote speaker and company spokesperson, I use my performance and singing talents to connect with audiences.

There are almost 40 million people aged 65+ in the United States. America’s 50 and older population will reach 100 million this year. Anthony Cirillo is a passionate advocate for these caregivers and seniors, helping them lead a quality life through a platform of educated aging – physically, emotionally and financially.

As an experienced thought leader in the healthcare industry, he knows how to navigate that industry. And as someone who spends thousands of hours a year with seniors and caregivers, he understands consumer perspective and needs.

A Fellow of the American College of Healthcare Executives, Anthony consults with healthcare organizations globally. As a former CMO and having helped launch a Wall Street startup, he brings marketing savvy and an entrepreneurial mindset to clients, being named a Top 50 Entrepreneur in Charlotte in 2011. His article The Chief Experience Officer became an impetus for the Cleveland Clinic to create an office of patient experience, hire the first hospital chief experience officer and create a groundswell to promote better patient experiences. Anthony helps organizations lead from the heart and in the process align leadership, engage employees, achieve outcomes and create exceptional experiences.

Anthony is the About.com guide to assisted living and a member of the board of CCAL, the Consumer Consortium for Person-Centered Living dedicated to improving the lives of seniors. He knows the ins and outs of healthcare delivery and is currently working with the National Council on Aging on their Self Management Alliance.

And he shares that knowledge with consumers in many ways. His blog, Who Moved My Dentures and corresponding video blogs help consumers understand the healthcare system while imparting ways to live a quality life. The blog is listed as one of the top boomer blogs by AllTop and feeds to other health sites including Dr. Oz’s Sharecare, contributing to Anthony’s online Klout influence that tops 60. His book of the same name dispels myths about aging.

A member of the National Speaker’s Association, he has spoken to thousands of healthcare professionals and consumers at venues including the Cleveland Clinic, EPA, American College of Healthcare Executives, Leading Age, American Health Care Association, American College of Healthcare Administrators, state assisted living organizations, the National Council on Aging, state nursing home organizations, caregiving associations, IIR Dubai, IABC, and other major conferences. He is represented by several speakers’ bureaus.

Anthony started his career as a producer for CBS-TV in Philadelphia. And he uses skills honed early in his career when he appears on radio and TV as an expert in aging and healthcare including: the Carolina Business Review, Charlotte Today, CBS-TV Charlotte, Fox-TV Charlotte, WFMY Greensboro, NBC Jacksonville, WB in Tampa, Ageing with Attitude and more. Radio appearances have included WS Radio, Age Wise Living, Coping with Caregiving, Charlotte Talks, University of South Dakota Elderlaw Forum, First Talk Hickory, and more.

Anthony is a prolific writer, having written hundreds of blogs and articles. In 2011, Anthony wrote two of the top three blogs on Hospital Impact. In addition, he is often cited in the press including wide-ranging publications such as the Wall Street Journal, USA Today, Fierce Healthcare, CBS Interactive, Business Journal publications, Charlotte Observer, Philadelphia Inquirer, High Beam Research, San Diego Union Tribune, Cleveland Plain Dealer, Las Vegas Tribune, Ziegler Capital Markets, Information Week among others.

Anthony fell into a mission and advocacy for elders when he started performing in nursing homes. A gifted singer-performer, he has been to Nashville to record and has sung around the country. He uses his performing gifts in his keynote speeches and press engagements.

Anthony brightens the lives and promotes the quality of life and the dignity of caregivers and seniors. And he is a conduit that helps businesses reach and connect to boomer and senior audiences.

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Expert Articles by Anthony Cirillo, FACHE

Sales and Marketing

Successful marketing strategies for senior care service providers
Long term services marketing is about building relationships and trust over a period of time so that when people need your type of service, you will be top of mind and choice. Health care services are...

Industries

Hire engaging entertainers for senior care resident’s enjoyment
If you approach hiring an entertainer from an experience of care mindset, you will be more mindful of hiring top notch entertainers and will be able to make the case to administration to justify the e...

Health Insurance

Prepare for higher medical costs during senior and retirement years
Heathcare could bankrupt this country as it has millions of Americans. There is still no real assurance that you can avoid a catastrophe if something unexpected happens. But if you do the best to prep...

Expert Articles Sponsored by Anthony Cirillo, FACHE

Health Insurance

Manage your health savings account
When managing your HSA, you should always keep in mind the fine print. In particular, it is important to be aware of your deductible, your maximum out of pocket payment, and your annual contribution l...
Selecting disability income insurance
Income protection is important because your income is important. Your ability to earn an income is the basis for your standard of living, your financial goals and your retirement savings. Look at it t...
Why you need travel insurance for your trip
Good travel insurance coverage shouldn’t cost you a fortune. In fact, you should expect to budget no more than an additional 7 to 8 percent of the cost of y...
Purchasing travel medical insurance
Travel medical insurance is an integral part of your next international vacation. Make sure you go over plans carefully and ensure that you are getting the best deal and coverage for your specific tra...
Dealing with a family member's long-term care insurance
In reality, long-term care insurance policies are expensive but we can’t disregard the fact that they are very valuable. Getting one for yourself or for a loved one ensures that the beneficiary will...
Considering a Flexible Spending Account (FSA)?
FSAs or Flexible Spending Accounts offer a valid and easy vehicle to utilize pre-tax dollars and achieve significant tax savings for common eligible expenses. Given the wide array of eligible expenses...
No longer covered by your parents’ health insurance?
Since the late 1970’s, we have been conditioned that health care should be free or almost free. Consumer’s wanted low-co-pays and low premiums. With the advent of an amazing amount of medical adva...
Buy travel medical insurance for a safe study-abroad experience
As you can see, travel medical insurance is an integral part of your next trip to study abroad. Just as important as broadening your educational horizons, so to is making sure your health and wellness...
Best pet insurance policy to protect your cat or dog and budget
For many of us, dogs and cats are not just pets – they’re members of the family. While every parent wants to provide their pets with the best care possible, sometimes the high costs can force you ...
Long term care insurance ensures you're covered for medical costs
Following this suggested advice should give you a good idea of what the costs are and which long term care option works best for your particular situation. Every person has different needs, but it is ...
Know how to navigate the Affordable Care Act to get the best coverage
The ACA aims to transform the U.S. healthcare system, and has already expanded coverage of young adults, eliminated lifetime limits on what insurance will cover, lowered the cost of drugs for seniors ...
Recent college grads should understand their health care options
Young, health Americans make up a large percentage of America’s uninsured. In fact, 16 million young adults are uninsured in the U.S. Under the Affordable Care Act, 82% of them will qualify for fede...
Prepare for higher medical costs during senior and retirement years
Heathcare could bankrupt this country as it has millions of Americans. There is still no real assurance that you can avoid a catastrophe if something unexpected happens. But if you do the best to prep...
Plan ahead for Alzheimer's and obtain long-term health insurance
Alzheimer’s is a debilitating disease that is on the rise as the baby boomer generation reaches retirement age. It behooves Americans to prepare for this disease by making sure the proper insurance ...
Advice for women on getting long-term care insurance
Long-term care insurance is an important part of an overall financial plan, especially for women. By doing a bit of homework, you can be prepared and put a plan in place to cover any future long-term ...
Health and disability insurance can protect you when playing baseball
You may not think of disability insurance as a necessity for your career but disabling sports injuries seem to be happening with increasing frequency. The benefits from this insurance will keep you an...
How to get the right health insurance coverage for you and your family
Health insurance and the cost of medical care can be intimidating, but there are creative ways to save money within the system. To learn more about your health insurance options and what the health re...
Protect your family's financial security with the right insurance
Insurance has become an important part of life, as it should be. The likelihood of disability or a significant injury increases every year, not to mention disasters that can destroy your home in a spl...
Determine your need to buy a long-term care insurance policy
Not everyone needs a long-term care insurance policy but it always pays to be well informed. Get in touch with your insurance agent or a trusted expert to talk to you about your current insurance need...
Think ahead when purchasing a long-term care insurance policy
Many states offer a list of websites and companies you can go to with questions regarding a LTC insurance policy. By taking the time now to decide on your long-term care, the more stability and comfor...
How to apply and receive veteran's benefits and services
Many veterans are eligible for benefits and services as a result of their military service. Although the process can be frustrating, there are a lot of options that can help you work through it to rec...
How to mitigate and avoid the denial of a health insurance claim
When a health insurance claim is denied or delayed, it only adds to the existing problems for customers. That is why it is so important to know what your policy covers and the steps you can take to he...
Understand the financial benefits of voluntary insurance
If you were to become disabled or ill for a long time, hopefully you and your family would be taken care of. However, if you're uncertain of your financial situation, now is the time to cover that ris...
Advice to recent college graduates on buying necessary insurance
These are not the only insurance policies out there. Have someone guide you through which policies are the most important for you to have upon graduation and save the others for when you have the stab...

Anxiety and Stress

Reduce and manage stress at work and at home to enjoy life more
Work stress is part of work, but it doesn’t have to be overwhelming. Learning how to manage stress is a challenge and sometimes may feel like too much work, but if you are able to take small steps t...
Reduce stress and anxiety by unleashing your happy hormones
If you find yourself exhausted, overwhelmed, up and down and about to meltdown, its time to stop being stressed and depressed and learn how to unleash your happy hormones.You could be one of the 40 mi...
Manage and reduce stress by turning negative thoughts into positives
With a world filled with stress and us exposed to it at almost every turn, it can seem overwhelming. But these techniques can allow you to decrease your response to that stress and put yourself back i...
Energy EFT Tapping Points
Practicing meditation can help you greatly reduce and manage stress
Above all, enjoy your meditation.Meditation is about you experiencing peace, joy, love, relaxation and more. So relax and have fun. Allow yourself the freedom to discovery your way of meditating. Who ...
Energy EFT and Emotrance can help your body heal from trauma
Energy EFT and Emo-Trance finally help solve problems in life that until now have been confusing and frustrating. With a little bit of help and dedication, you can help your body’s energy heal from ...
Manage your emotions to help you with stress, anxiety, and depression
Taking control of your mental health begins with recognizing what comprises a healthy emotional state and how to maintain it. During any transition, it is vital for students to obtain a healthy mental...
Expert advice for holistically reducing anxiety and learning to cope
Life is a skill that must constantly be developed and adapted with mindful and dedicated attention. To that end, individuals can certainly learn to employ a number of strategies and cultivate certain ...
Hidden stressors to be aware of to help you reduce anxiety and stress
Stress is one of the leading killers in the United States and given our fast paced lifestyle this is not likely to ever change. One area where stress impacts us is its affect on our blood sugar, which...
Holistically uplift your mental state, reduce stress, and enjoy life
Let’s begin to minimize our stress and achieve a clear mind. Try the above tips and remember, a stable mind is the key to total wellness....
Manage and control stress by learning coping techniques
Stress is an intrinsic part of our busy and overscheduled lives. It’s something unavoidable and we all face a certain amount on a daily basis. The amount of stress and how it manifests both physical...
Expert advice for understanding and treating your anxiety disorder
A very important do and don’t for anyone diagnosed with an anxiety disorder is reading all the information available online. There is a lot of great information about anxiety disorders on the intern...
Confront and overcome your fears and phobias with this expert advice
Fear is something that we all live with in some form or fashion. And, despite how real and scary it can feel, it is actually just an illusion we create in our own minds. The good news is we can work o...
Holistically reduce anxiety by instilling a healthy lifestyle
Anxiety affects an overwhelming amount of Americans. While some anxiety and stress can help to optimize your potential, unrelenting anxiety and stress can be detrimental to your health and well-being....
Hypnosis is a great way to help you overcome your fears
Like every kind of treatment, hypnosis doesn’t have a perfect success rate, and it’s not for absolutely everyone. But it can be highly effective for treating fears and phobias. Just make sure you ...
Stress relief advice to help you chill out and enjoy life
Life is not a race, so why rush? Slow down and your stress levels will drop significantly.Many people get so caught up in the stresses of everyday life that they accept that there is nothing they can ...
What you need to know about understanding and overcoming anxiety
Anxiety can easily make us feel trapped and disempowered. However, it is really not the emotion that keeps us stuck, but the ways we approach it. We either start frantically looking for potential dang...
Defeat anxiety by healing past memories and empowering yourself
There are many ways that you can change your thinking when you feel anxious. Apply the techniques and you not only can eliminate anxiety, but you will feel empowered that you can control your thinking...
Overcome your fear of flying when nothing else seems to help
Fear of flying can be overcome. But if the things you have tried have not worked for you, that doesn’t mean you are hopeless. It only means the things you tried were inadequate. ...
Naturally manage stress and anxiety during the holiday season
Adding even just a few of these tips will help you manage stress, reduce anxiety, and enjoy the holiday season more fully! Be sure to breathe, exercise, and not overcommit yourself to too many things....
Talk to a therapist to help manage and overcome your anxiety
Anxiety can be at its worst, debilitating, and at its best, annoying. It is also very common among people for a variety of reasons. If you feel anxious, do not be embarrassed or too stubborn to get he...
Reduce your holiday stress and enjoy the season
By following these steps during Christmas and New Year’s, this time of year can really be an opportunity to make memories that will last a lifetime. Make the decision that this year you’re going t...
Take charge and reduce stress on a daily basis with this advice
Simple, yet powerful, reminders of the heavy loads of life that we carry around with us each day, and that all too often we simply accept rather than address, is helpful in learning how to manage your...
Eye Movement Desensitization Reprocessing (EMDR) helps treat PTSD
EMDR is a comprehensive treatment approach that incorporates components of a number of different psychotherapies. It proposes that a traumatic event can be so overwhelming that it freezes the informat...
Simple tips to help manage anxiety and stay in control
Be encouraged and enthusiastic! You are not alone and many understand and empathize with your plight and the very real ramifications it can have in one’s life, including damaging relationships in so...
Meditative techniques throughout your workday can reduce stress
Calming the nervous system by engaging the parasympathetic response, lowers stress hormones, signals to the brain that it is ok to relax, and allows the body and mind to start functioning at a more op...
Control your emotions and reduce anxiety without therapy
This article teaches you basic ways to stop feeling the way you do not want to feel. It also helps you to accept your thoughts as they are, so that you are able to move past them, control your emotion...

Estate Planning

Planning your funeral service in advance gives you peace of mind
Beginning the pre-planning process presents several choices to consider. A good start is by searching online for a funeral service that suits your needs. Simply making an appointment at a funeral home...
Advice for selecting the right estate planner for your situation
Like any other professional engagement, the biggest problem is often finding the one you are comfortable with and who possesses the skill and knowledge to address your situation properly. The list of ...
Having a baby? Create an estate plan to protect your family
Don’t feel that setting up an estate plan when preparing for a baby is one more burdensome item on your list. Embrace the moment but think about how you’ll want your spouse and new addition taken ...
Create a well-designed estate plan for you and your family
There are many shapes and sizes of estate plans, from basic to very complex. Finding the one that is right for you takes some thought and planning, but is not that difficult to do. Approach the proble...
A well-rounded estate plan will help protect your family
Compile and evaluate all of your assets and think about how you’d want them safeguarded after you’re gone. Think about how you’d like your spouse and kids cared for. Finally, consult with an att...
Receive an inheritance recently? Here is expert financial advice
Receiving an inheritance leaves most people feeling overwhelmed and confused. Figuring out how to manage it can be financially and emotionally draining on something that should be a real blessing. Pla...
No family to pass your assets to? Advice for creating an estate plan
An estate plan is a personal thing, so make sure your assets go where you would like them to after you’re gone. Trusting those who are put in charge of caring for those assets is important and you s...
Plan your funeral service and ensure your wishes are fulfilled
Funerals are meant to provide ceremony around the loss of a loved one, which will help those left behind to grieve. Grief is a complicated and difficult emotion, so helping families walk the path of g...
Choose the right casket for your loved one when planning the funeral
The purpose of a funeral is to celebrate a life well-lived. Choosing the right casket is just part of the funeral experience, but it can be one of the most overwhelming given the sheer number of optio...
Advice for choosing a qualified estate planner
Creating a legacy for your family is important. If you want a will or trust that will ensure that the wealth you have created is passed to the people you want, they way you want, with the least cost a...
Save your family the time and stress of probate with your estate
Taking the time to understand your options and to set up non-probate options such as revocable trusts, TOD accounts, or lifetime gifts can protect your privacy, simplify your estate administration, an...
Create an estate plan that works for you and your beneficiaries
Planning and creating a will is an important step in your life, and it is not one that should be taken lightly. However, it does not have to be daunting or depressing. It can be an assurance that your...
Financial steps you must take immediately on the death of a spouse
The next few months (and years) will be a transition period in many different areas, including your finances. Get organized and recruit professionals, family and friends to help. Tackle the time sensi...
A new baby is good reason to review and update your estate plan
These are a few general do’s and don’ts for a new parent to consider, but certainly not a complete list. Consult with experienced professionals for guidance in how to make the best plan possible. ...
What every young mom needs to know about wills and estate planning
So once you have completed your estate plan, give yourself kudos! You have done what so many people fail to do—even the rich and famous. As you begin to work on your estate plan, make sure that it i...

Caring for Aging Parents

Advice for elderly families in transition
Having parents or elders age forces conversations between parents and children around elder’s wishes on housing, care and end of life directives. These can be uncomfortable conversations but are nec...
Help your elderly parent maintain independence with good communication
Many of these suggestions are common themes in successful communication between adults. Mutual respect and courtesy is a must, and developing new skills, along with practice, is a constant. The reward...
Get help caring for an elderly parent with this expert advice
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Get long-term care that is the right fit for your elderly parent
Finding long term care for your loved ones is not something to be taken lightly. There are many options and it’s important to know the wishes of your loved ones and to be informed about the differen...
Discussing difficult life issues with aging family members
Talking with aging family members about difficult life issues is not easy. But mapping out the conversation ahead of time and avoiding major pitfalls can make important family discussions more positiv...
Managing the stress often associated with family caregiving
Reaching out for love and support can be a sure-fire way of sustaining yourself as a caregiver and the well-being of your loved one. When done mindfully, respecting your own needs and preferences, as ...
Minimize the holiday blues for seniors suffering from depression
As a caregiver or family member of a depressed older person, make it your responsibility to get involved. You can make a significant difference and remove or lessen the holiday blues for seniors suffe...
Talk openly by starting a care conversation with aging parents
After conversing with a loved one’s doctor or care provider and determining what type of care center is most appropriate, a family can explore options within their community that fits their budget a...
Preserve the dignity of your elderly parents by caring for their needs
Together we can work toward making a difference in the overall well-being and preservation of dignity of the elders in our communities, who, indeed, are deserving of our care and respect. Help your el...
Navigating the challenges of becoming a caregiver to aging parents
Caring for aging or sick parents can bring rewards, but it also comes with challenges. Take the steps to assist your parents in getting their legal documents in order before caregiving becomes require...
Advice for seniors moving to a smaller home or retirement community
Move while you are the one in charge. If you put in the work up front, during the planning and sorting phase, your move will be much smoother. Let experienced movers, such as Senior Move Managers, ass...
Advice for managing the depression of your aging loved ones
Depression is the most common mental illness affecting seniors, and the signs should not be ignored. In fact, the elderly have the highest rate of suicide out of all age groups. While today’s treatm...
How to best approach your parent on moving into a nursing home
Responding to the needs of aging parents is a difficult and emotional process for everyone. Adult children need to communicate clearly and directly with the parent while being respectful and caring. A...
How to find a good home care agency and stay in your home
Mom and dad have made the decision to stay at home instead of moving to a assisted living facility. You know that in order for them to be safe and comfortable they are going to need assistance. Home C...
Loved ones can help seniors though the progression of Alzheimer's
Alzheimer’s affects more than 5 million Americans, and the disease has an impact on the entire family. While adult children become caregivers for aging parents, young children and teens need support...
How to ensure the safety of your aging parents behind the wheel
Aging does not necessarily mean a person's driving days are over. However, it is vital to ensure the safety of your loved ones on the road. This begins with learning more about how to detect problems,...
Maximize rewards and minimize stress when caring for aging parents
Having parents age and fail is unsettling emotionally and disruptive in many other ways. Caregiving can be extremely taxing and very tricky to navigate, but it can be deeply rewarding. A major key to ...
How to help and support your aging parents as they grow older
Keeping these simple guidelines in mind will not only help improve the relationship you have with your parents, but it will also ease the stress that invariably accompanies changing roles. We all want...

Retirement Planning

Gen Y workers must start saving and investing early for retirement
Developing an effective retirement strategy as early as possible helps ensure you have lasting financial success. You can have more peace of mind that you’ll actually be able to retire when you want...
Have the money you need for retirement with lifetime income annuity
Lifetime Income Annuities, also called Single Premium Immediate Annuities, provide an income stream that you can never outlive. You can use that contractually guaranteed payment to help budget and cov...
Expert advice on choosing lifetime income annuity program
Lifetime Income Annuities (aka: Single Premium Immediate Annuities) are the purest form of “transfer of risk” annuity strategies available to the public. These products are contractually guarantee...
Take control of your future with a self-directed retirement plan
Self-direction as a retirement wealth-building strategy can be a great way for savvy investors to take control of their investments with alternative assets they already know and understand. It is cruc...
Know how to financially plan for retirement so you can retire on time
There you have it. By sticking to these simple and straightforward guidelines, you’ll be well on your way to planning for your retirement years successfully....
Understand net unrealized appreciation for your 401K
Failing to take NUA treatment into account is the #1 mistake people make with respect to their qualified retirement plans. If you own employer stock in a 401(k), ESOP, or other qualified plan, be sure...
How to benefit from rolling over your 401(k) to an IRA
Whether you feel like a 401(k) plan or IRA is right for you, it’s important that you have a firm understanding of what both options bring to the table. Take the time to consider every angle and stay...
Expert advice on retirement planning for small business owners
So, what is the end result of setting up and funding a small business retirement plan? Well, nothing beats the happiness of a small business owner who is able to retire and have a bucket of money allo...
Planning for health care costs is vital to successful retirement
When it comes to retirement planning, don’t delay. Start planning today. If you stay on top of your future healthcare costs, you will not only gain confidence from being prepared, but you can relax ...
Key considerations in saving for a confident retirement
Whether you’ve been saving for retirement for 20 years or you have your head in the sand when it comes to putting money away, it is important to remember that it is never too late to start and there...
Save for retirement the moment you land your first job after college
Don’t ever allow yourself to fall into the mindset that you have the rest of your life to save for retirement. The sooner you start saving, the brighter your financial future may be. Make a commitme...
Guarantee income in your retirement with fixed indexed annuities (FIA)
Fixed indexed annuities are a wonderful way to balance out a retirement portfolio because they are a low-risk insurance product that increase with index growth and are protected from market volatility...
Young people: take a new investing approach to retirement planning
The retirement landscape is shifting, and it’s important to understand what you need to do to ensure your retirement savings is secured. Use these tips to protect your future....
Plan for retirement and get the most out of Social Security benefits
A wide variety of factors will determine the optimum strategy for claiming your Social Security benefits. Everything from age, health, income, and even marital status can have an impact. Periodically,...
Understand the differences between deferred and immediate annuities
Gain control of your financial health for retirement with a budget
We have created the basic tool—the budget—to provide you with a guide to your financial health. Life spans have increased; therefore, retirement funds need to last longer. A budget is not written ...
Start planning for retirement as soon as you get your first job
Financial planning is a lifelong process, and the sooner you get started, the better. Planning ahead means you will not only have a more comfortable retirement, but you also may be ready to retire soo...
Advice on how to reduce the fees on your 401K retirement account
The big enemy to your retirement savings plans is the fees many traditional plan funds charge whether you are aware of them or no. While seemingly small, these fees have significant impact on your sav...
Expert advice on planning your retirement together
As you can tell, planning for your retirement as a couple is a multi-faceted and complicated effort. It should be a wonderful time of your life together, but without looking at that picture from diffe...
When to collect social security benefits in retirement
Deciding when to take Social Security is an extremely personal decision and can ultimately be a very difficult one. It’s important to weigh all of the factors and consult your financial advisor in o...
Make the most of your money and minimize taxes in retirement
Taxes can be one of the largest items in a retiree’s budget. However, taxpayers can use a combination of annual and long-term planning in order to keep their tax bills to a minimum and to maximize t...
Retiring overseas is possible with careful financial planning
Retiring abroad should make sense both financially and personally. For many, moving overseas provides lower healthcare costs and a higher quality of life. Before making this Money Milestone move, make...
How to make sure your retirement savings lasts the rest of your life
There are many strategic moves - none of which are a complete answer - that seniors can take to ensure that they don’t run out of money. It requires discipline, strategic planning and an approach to...
Advice for when you lose your job and forced into early retirement
An unexpected retirement after being forced out of your job can be unsettling, but it’s not impossible to remedy. If you have prepared as best you could for your planned retirement date, you will ha...
Create financial security and well-being for your entire family
By following this advice, families can take control of their finances and help give their children the best possible start in life. After all, as parents, we often say our kids are our biggest reward....
A low-risk annuity investment will ensure steady retirement income
The day you step into retirement, your entire financial life collapses down to one issue, and the issue is perfectly binary. There are only two possible outcomes, and they’re mutually exclusive. On ...

Aging and Longevity

Your elderly parent fell? This could change everything
There are rarely any easy answers when circumstances for seniors change quickly due to illness or injury. The best approach for adult children is to gather as much information as possible, turn to tru...
Choose a trustworthy and qualified caregiver for your elderly parent
Choosing a caregiver for your parent is an important decision, and it can be an emotional one as well. The caregiver that you choose assumes a great deal of responsibility; he or she becomes a part of...
Empower yourself as a senior because you deserve a better lifestyle
This may seem pretty serious and business-like, but when you think about it, the business of life is very serious and your future independence relies on it. You have earned your seniority position in ...
Prevent falls as a senior by creating a safer living environment
Fall prevention is protecting our seniors. This issue has become such a meaningful matter that our Senate has passed a bill making September 22, National Fall Prevention Awareness day. We don’t want...
Discover in-home healthcare options that are safe and comfortable
Today’s healthcare options range from home care and medical alert systems to assisted living and skilled nursing homes. When choosing the right care option, it’s important to consider your health ...
Live longer and feel younger by delaying old age as late as possible
Aging is inevitable, however, old age is optional and personal. It depends on your state of mind and your beliefs about aging. Becoming a vibrant youthful thinking independent 80 year old is far more ...
Embrace the change of moving into an assisted living facility
You can choose to view your move to an assisted living facility as a life sentence or as a new chapter, brimming with possibilities. The way in which you view your circumstances is your choice to make...
Choose a qualified in-home caregiver from a reliable provider
Everyone is different and has unique support needs, so the biggest piece of advice I can offer is to ask a lot of questions and get to know the individuals and companies well before committing to them...
Keep your independence with the help of an in-home care agency
Choosing a caregiver agency can be a daunting prospect, but the information presented here should provide a checklist to make the interviewing and selection easier.The main things to remember are that...
Reduce the effects of aging using vitamin and nutrient supplements
Supplementing your diet with the correct amount of vitamins and other dietary supplements is key in optimizing your health, especially at old age. Make sure you get your fill of omega-3 fats, probioti...
Overcome your fear of death by embracing love and happiness
So as you can see, most of this advice is about living with love, and in the present moment. Whether we’re living a normal life in normal time, or whether we’re in the end or last stages of life, ...
A life coach can help you reduce stressful decisions in retirement
Those of us who have coached clients know the extraordinary impact coaching can have on people’s lives. Be committed to having a fulfilling life and don’t settle for anything less. Feel empowered ...
Planning and preparation can help with the care of aging parents
While no one likes to talk about these issues, it is critical to have a legal and financial plan in place. There are many situations in which a medical crisis occurs, and while last minute planning ma...
Age gracefully with a positive attitude, strong mind and healthy body
The secret to aging gracefully is taking good care of yourself as you age. Drastic measures like plastic surgery can be avoided by taking the right steps to stay healthy, strong and lean. The sooner y...
Expect spiritual expansion and change when experiencing hospice
The above material hopefully has help you see how your spiritual life can greatly expand through the hospice experience. Let’s all take the time and energy to dive deeper into our spiritual lives an...
Forgetful? Memory enhancement is still possible as you age
Medical advances have made it possible for us to have a much longer lifespan. We all know we should eat a healthy diet, exercise regularly, and control our stress, but now there is another factor to c...
Help managing Parkinson's disease symptoms and getting treatment
There are still many questions that need to be answered about PD related to causes, diagnosis, symptoms and treatments. Studies and clinical trials are being conducted around the globe. It is imperati...
Embrace hospice as a guide on the journey through terminal illness
There arguably is no more compelling example of compassionate care in our healthcare system today than hospice. Hospice staff and volunteers can be angels on earth, whether they are providing care in ...
Ensure you track and take your medications on time
It is very important that you take your medications as prescribed, on time, and in the correct dosage. It is also equally important to ensure you are taking the medication you are supposed to be takin...
What can older adults expect from assisted living communities?
Assisted living communities provide a wonderful option for seniors to maintain as much independence as possible, with the security of knowing that, as their needs change, they can receive support and ...
Understand Alzheimer’s disease and the care options available
The prevalence of Alzheimer’s disease in our country is increasing rapidly. It is critical to understand the distinctions between normal memory loss associated with aging and very specific impairmen...
Using modern technology can help elderly people with dementia
While researchers and scientists focus on finding a cure for dementia, the person living with the disease is often left out in the cold. Technology, when delivered appropriately, can be a huge tool in...
Age beautifully and gracefully to help stay healthy and happy
Aging well is really all about being happy and healthy at each stage of life. No age is better than another and being young is no better than being old- each one has its charm. You are the creator of ...
You may be able to stay in your house with home care assistance
Home care is right choice for millions of Americans to help them stay in their homes for many years safely and comfortably. Often times this option is more cost efficient than skilled nursing homes fo...

Money and Health Care

Do not let large medical bills weigh you down
By staying in constant communication with your billing office, paying the debt off slowly, and researching assistance programs, you can pay off your large medical debt easily. Keep in mind that paying...
Read the small print when signing medical financial consent forms
Other kinds of small print can also harm your finances when you sign one of these forms. Always read before signing, and ask the right questions, to help protect your family budget against possibly un...
Protect yourself and your budget when signing online medical financial consent forms
Many factors can affect your health care experience including your doctor’s financial policies. Be vigilant and aware of unclear language or mistakenly waiving your legal rights. If you find yoursel...
Understanding your medical bills can protect your financial health
Having a medical procedure or test can be intimidating in and of itself. Take the time to understand how your insurance plan will cover the service and or your financial obligation. Communicate with y...
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Contact Anthony Cirillo, FACHE

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